Planning is the process of making plans of something. Without a plan a goal is just a wish! A plan involves strategy which is a method or plan to bring about a desired future or solution to a problem. This involves organizing your ideas or activities required to achieve a desired goal. When you plan a trip, you start with the destination and map ...
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If You Want to be Rich, Chose Rich Friends
Rich and successful friends will make you rich! In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.” Ernest Hemingway responded: “Yes, they have more money.” Believe it or not the money is not what you want from rich people, but the connections and what you can learn ...
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Money Is different for Men and Women
Money, what is it? Would it surprise you to learn men and women view money differently? The standard definition for money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context. Money is officially-issued legal tender consisting of currency and ...
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Congratulations Class of 2015, Now What?
Congratulations class of 2015! Four years or more of hard work has gotten you here. Alright, maybe it wasn’t all hard work; you enjoyed college, joined a fraternity or sorority, participated in sports, joined clubs or organizations, enjoyed a party or two and had a good time. Now you have to start acting like an adult and get a job, move out on ...
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Money Matters: Investing
Investing is the purchase of an asset or item with the hope that it will generate income or appreciate in the future. An investment is the action or process of investing money for profit or material result. Investing can include buying stocks, bonds, commodities, mutual funds, real estate, currencies, classic or antique cars, antique furniture ...
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Managing Money using Technology
Managing money was my career for more than thirty years. I started managing money when I was seven (7) years old! I earned my first few dollars with a business and needed to make some decisions. I made them the old fashioned way, I asked my mother. Small, but great network! Technology provides so much more information and all I have to do is ...
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Why I Started my Business?
Why I started my business? I wanted to know if my reasons matched theirs. I wanted to know if I was like Warren Buffett, Steve Jobs, or Bill Gates. Don’t you? Did they start their businesses just to make money or change the world? I thought I would share why I started a business years ago and you can let me know if it matches your reasons or ...
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The History of Ecommerce: From Cattle to Bitcoin
Do you remember Diner’s Club cards? How about those old online shops that only had a few buttons and products for you to choose from? Each time you had to punch in your credit card number. It wasn’t like today where we can save a credit card number to a profile and use it numerous times into the future. ...
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Retirement, Planning the Emotional Side
Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are ...
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Why Get a College Degree?
Why get a college degree? You would expect a high return on investment (ROI), if you attended Harvard, Yale or MIT. Even if you received a degree from a no name university. A lot of families are thinking about this question, whether you are a high school senior or just graduated. Finding a job in this economy is tough and paying off student ...
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