By the time I turned thirty, I was married, with one child and one on the way, owned a house and had my dream job! So I do not have any regrets. Why am I writing this article? As I become older, I reflect on my life and what if anything I would do differently. ...
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If you won the Lottery, What Would You Do?
Every time I buy a lottery ticket, I play this mental game of what I would do if I won! I allow myself to fantasize for a couple of hours or a day, the few times I bought tickets. Lotteries draw many people, but few win. I don’t think I ever saw a rich person win. The background of many winners is generally hard working people or people with ...
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How to Start a Home Based Business
Are you looking for work? Do you have a skill that people want? Maybe now is the time to start a home based business. In many cases, it requires little or no money. What are you waiting for? What business should you start? Start with what you do well. Maybe you are new college graduate who would be a teacher, except no one is hiring. ...
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Can Money Buy Happiness?
Whenever this question comes up, I always hear the same answer. Some say yes and some say no! Before we can discuss that answer, we need a definition for happiness. Happiness is defined as a state of well-being characterized by emotions ranging from contentment to intense joy. Winning the Lotto could make me very happy! ...
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Smart Phones can Make you Rich
Yes, we are in the information age and now mobile access is a way of life! If the only thing you do on your mobile phone is making and receiving calls and voice mail, you are probably a senior citizen. Haven’t you seen the commercial of the newlyweds depositing their checks using a iPhone? Mobile phones can do a lot; they are the next ...
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Holiday Budgeting
The Holidays will be here before you know it. It is almost like getting ready for a marathon! So prepare just like you are going to do a marathon. Marathons require preparation, practice and strategy. Your preparation is determining how much you will spend and creating your gift list. Retailers use sales and discounts to promote their products ...
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Halloween Budgeting
Do I need to budget for Halloween? Am I having a party? How many children do I expect to come to my house? Will I be there? Do I want to dress up for the children who come to my house? How scary should my costume be? Maybe I should dress up in vintage clothes and act like an old man! Oops! I am old and all my clothes are vintage! Let’s be ...
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How to Buy a Car
Buying a first car can be a scary experience! If you are like me, I knew a lot about the cars I liked. I could spot one of them at 50 yards. Buying a car requires much more! What is the right car for you? What is important in the car you purchase? How will the car be used? Do you need good gas mileage, room for 6, truck or a SUV? ...
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Cheap Dates
I do not know about you, but I never have enough money! I learned how to impress women without spending a lot of money. It is easy to go out and buy a dozen roses and go to an expensive restaurant. You have to be creative to think of places to go on a date that can impress your date and not spend a lot of money. I am most familiar with New York ...
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