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Making Sense of Money

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Excellence is a Habit!

October 25, 2012 by Justin

Excellence is a talent or quality which is unusually good and surpasses ordinary standards.  According to Aristotle, “we are what we repeatedly do.  Excellence, therefore, is not an act, but a habit.”  Old habits are hard to break and new habits are difficult to form.  Habits can either benefit or hurt the goals you set for yourself.  How are your ...

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Filed Under: Goals Tagged With: Budgeting, Career, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, Retirement, Savings, spending, Stretching your Money, Values, Wealth

What Is Your Success Strategy?

September 26, 2012 by Justin

Do you have a success strategy?  Simple enough, it is a yes or no question.  Then, why do so many people have difficulty answering the question?  There is an implication that if you say no that you are a failure.  So what!  In order to succeed, you have to fail.  All successful people failed at one time or another.  What makes them successful is ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Resume, Retirement, Savings, spending, Stretching your Money, Values, Wealth

Why Refinancing your Mortgage Can Be Beneficial

September 22, 2012 by Justin

If you have been finding it increasingly difficult to pay the bills or have sudden expenses that have pushed you into further debt, it's time to start thinking about your financial options. One solution is to meet with experts at a firm such as Lombard Odier in order to restructure your assets and receive legal or tax advice. Homeowners also have ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, debt, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, mortgages, Personal Finance, Planning, Savings, spending, Stretching your Money, Values

Individualized, Personalized and Customized Marketing!

August 29, 2012 by Justin

Individualized, Personalized and Customized Marketing is driving me nuts!  I am a baby boomer and tired of all the marketing directed to me.  I am not an AARP member, but I get solicitations from AARP routinely several times a year since I turned 50 years old.  If AARP were the only solicitation, I could just throw it out!  Maybe it is what these ...

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Filed Under: Lifestyle Tagged With: Cash, Consumerism, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, Savings, spending, Stretching your Money, Values, Wealth

Friday Night Links: Hot Hot Hot Edition

August 10, 2012 by Justin

Los Angeles is hot hot hot! The heat has finally made it West.  It is not unusual in southern California to have temperatures over a hundred degrees this time of year, but it lasting longer this year.  Humidity drops to low 20s or sometimes single digits.  Fires become common thanks to the winds that cause the higher temperatures.  In the last few ...

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Filed Under: Uncategorized Tagged With: Budgeting, Consumerism, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, spending, Stretching your Money, Wealth

Home Gym on a Budget

August 8, 2012 by Justin

Would you like a home gym?  All the movie stars have a home gym and you can too!  Do you have to be a movie star to have one?  No, not really!  In fact, you can put one together for very little money.  Over the years, I belonged to a health club and went there regularly during the week and even weekends.  I spent years in the gym, but it was worth ...

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Filed Under: Lifestyle, Uncategorized Tagged With: Budget, Budgeting, Cash, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, Savings, spending, Stretching your Money, Values

Friday Night Links: Olympic Medals Edition

July 27, 2012 by Justin

How much are 2012 Olympic medals?  There seems to be variety of numbers, here are a representation of what they cost:  a bronze medal costs roughly $10, silver costs $275 and gold costs $494.  Winning a gold medal takes years of effort and sacrifice. The value of an Olympic medal can be priceless!  Are there any future Olympians out there? ...

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Filed Under: Uncategorized Tagged With: Career, Careers, financial decisions, frugal, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Savings, spending, Stretching your Money, Values

Buy New Appliances and Save Money!

July 25, 2012 by Justin

 Yes, I am saying to buy new appliances and save money.  Recently, I bought a new refrigerator to replace a nineteen (19) year old refrigerator.  It was freezing up and leaking water from the freezer.  It just didn’t make sense to repair because of the age and we wanted a stainless steel one to match relatively new dishwasher.  I hate shopping for ...

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Filed Under: Lifestyle Tagged With: Budget, Budgeting, Cash, Consumerism, Credit cards, Finance, financial decisions, frugal, Frugal Living, Goal setting, Goals, information, lifestyle, Money, Personal Finance, Planning, Savings, spending, Values, Wealth

Habits

July 23, 2012 by Justin

Habits are more important than decision making.  "Winning is a habit. Unfortunately, so is losing." (Vince Lombardi).  All of us have good and bad habits.  A habit is a recurrent, often unconscious pattern of behavior that is acquired through frequent repetition.  Little things like your morning coffee, exercise, getting up early, reading or ...

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Filed Under: Goals Tagged With: Budgeting, Careers, financial decisions, Goal setting, Goals, information, interesting, Job Search, lifestyle, Personal Finance, Planning, Retirement, Savings, spending, Stretching your Money, Values, Wealth

I Love Credit Cards

July 5, 2012 by Justin

Did I say I love credit cards?  Yes, I did!  I know that credit card companies love me.  Almost every week, I used to receive credit card offers.  I guess it is mutual!  Credit cards are a great convenient way to pay for things you need.  When used properly (paid in full every month) can be a convenient method of payment.  There are many different ...

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Filed Under: Managing Money Tagged With: Budgeting, Cash, Credit cards, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, major purchases, Money, Personal Finance, Planning, Savings, spending, Stretching your Money, Values

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