Water was taken for granted in the United States for years! It was only a problem in third world countries. This has been the hottest summer on record in California. It is adding to an already difficult drought condition that will not go away anytime soon. If you live in the Midwest or East coast, you probably experienced flood conditions. This ...
Keep Reading
Does a Spending Freeze Work?
A spending freeze is when you stop spending money for a period of time. You could lock up you credit cards and cash, avoid the mall and just stay home. How long could you go without spending money? When the federal government has a spending freeze, they just maintain a certain level of spending. They may tie spending to GDP growth or per capita ...
Keep Reading
How Do You Measure Your Progress?
I measure my progress daily, weekly, monthly and annually. I set goals and monitor them periodically. I learned these skills very early and applied them in everything I want to accomplish. If you want to achieve financial or other goals, you need to monitor your progress. How you measure your progress is important for success ! Here is the secret ...
Keep Reading
Why You Will Never Be Rich!
Getting rich is not that hard, all you need is a goal and a plan. The problem with most people is they never establish the goal! It does not mean they do not want to be rich or successful, but they just keep doing what they have been doing. If you never experienced success, change is difficult! It starts with recognizing what real success looks ...
Keep Reading
How to Get Rich?
How to get rich? “Being the richest man in the cemetery doesn’t matter to me!” (Steve Jobs) In an interview, Steve Jobs said his goals in life were never to make a lot of money; instead he wanted to leave the world a better place. I know money is important, but at what price? How much money is enough? Does money really make you happy? Everyone ...
Keep Reading
How to Have A Frugal Valentine’s Day without being Cheap!
Valentine's Day is a pressure filled time for men. For some, it is a celebration of romance and love, but there is pressure to do something special for their someone in their lives. Doing something special usually means, flowers, dinner, candy or some special gift. You can easily spend hundreds of dollars on meaningless things or experiences! ...
Keep Reading
What Have You Accomplished this Week/Month/Year?
If you accomplished something or anything this week, you just completed or achieved a goal successfully. What have you achieved this week? Was it good grades, something at work, acquisition of skills, experience, weight loss, graduating from college, finding a job, quit smoking or just achieving your personal best? Perhaps it was something else ...
Keep Reading
3 Ways to Make Cents of HVAC Maintenance
There aren’t many bills as dependent on our habits and know-how as our energy bills. The first step in reducing your energy costs is to address the equipment that we use to control the climate in our house − since they can also take control of our energy bills if left poorly maintained. That being said, it leaves me scratching my head when I hear ...
Keep Reading
Manage your money competently to stay away from debt dilemmas
Personal finance management is something which requires much of your attention. You just can’t afford to be too casual with finance management as this casual behavior may lead you to serious debt problems. That’s why you must make it a point to take care of your financial obligations and manage debts on time so that you can live a financially ...
Keep Reading
Why Changing Your Behavior is More Important than Having a Budget
When it comes to finances, many people struggle with expenses, debt, income, and savings. It is hard to plan your finances when you don't really know where to begin, and this is where most people go the traditional budget route and start writing all their expenses and income down on paper. However, it has been shown that budgeting is not the whole ...
Keep Reading