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Making Sense of Money

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The New Crisis Is Water!

October 10, 2014 by Justin

Water was taken for granted in the United States for years! It was only a problem in third world countries. This has been the hottest summer on record in California. It is adding to an already difficult drought condition that will not go away anytime soon. If you live in the Midwest or East coast, you probably experienced flood conditions. This ...

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Filed Under: Lifestyle Tagged With: Budget, Budgeting, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, spending, Stretching your Money, Values

Does a Spending Freeze Work?

September 17, 2014 by Justin

A spending freezeĀ is when you stop spending money for a period of time. You could lock up you credit cards and cash, avoid the mall and just stay home. How long could you go without spending money? When the federal government has a spending freeze, they just maintain a certain level of spending. They may tie spending to GDP growth or per capita ...

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Filed Under: Goals Tagged With: Budget, Budgeting, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, Retirement, Savings, spending, Values, Wealth

How Do You Measure Your Progress?

July 9, 2014 by Justin

I measure my progress daily, weekly, monthly and annually. I Ā set goals and monitor them periodically. I learned these skills very early and applied them in everything I want to accomplish. If you want to achieve Ā financial or other goals, you need to monitor your progress. How you measure your progress is important for success ! Here is the secret ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Investing, Personal Finance, Planning, Retirement, Savings, spending, Stretching your Money, Values, Wealth

Why You Will Never Be Rich!

April 3, 2014 by Justin

Getting rich is not that hard, all you need is a goal and a plan. The problem with most people is they never establish the goal! It does not mean they do not want to be rich or successful, but they just keep doing what they have been doing. If you never experienced success, change is difficult! It starts with recognizing what real success looks ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Investing, lifestyle, Money, Personal Finance, Planning, Retirement, Savings, spending, Values, Wealth

How to Get Rich?

March 18, 2014 by Justin

How to getĀ rich? ā€œBeing the richest man in the cemetery doesn’t matter to me!ā€ (Steve Jobs) In an interview, Steve Jobs said his goals in life were never to make a lot of money; instead he wanted to leave the world a better place. I know money is important, but at what price? How much money is enough? Does money really make you happy? Everyone ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Investing, major purchases, Personal Finance, Planning, Retirement, Savings, spending, Stretching your Money, Values, Wealth

How to Have A Frugal Valentine’s Day without being Cheap!

February 11, 2014 by Justin

Valentine's Day is a pressure filled time for men. For some, it is a celebration of romance and love, but there is pressure to do something special for their someone in their lives. Doing something special usually means, flowers, dinner, candy or some special gift. You can easily spend hundreds of dollars on meaningless things or experiences! ...

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Filed Under: Interests Tagged With: Budget, Budgeting, Cash, financial decisions, information, interesting, lifestyle, Money, Personal Finance, Planning, spending, Stretching your Money, Values

What Have You Accomplished this Week/Month/Year?

September 19, 2013 by Justin

If you accomplished something or anything this week, you just completed or achieved a goal successfully. What have you achieved this week?Ā  Was it good grades, something at work, acquisition of skills, experience, weight loss, graduating from college, finding a job, quit smoking or just achieving your personal best?Ā  Perhaps it was something else ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Job Search, Money, Personal Finance, Planning, Resume, Savings, spending, Values, Wealth

3 Ways to Make Cents of HVAC Maintenance

September 10, 2013 by Justin

There aren’t many bills as dependent on our habits and know-how as our energy bills. The first step in reducing your energy costs is to address the equipment that we use to control the climate in our house āˆ’ since they can also take control of our energy bills if left poorly maintained. That being said, it leaves me scratching my head when I hear ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, financial decisions, information, interesting, lifestyle, Money, Planning, Savings, spending, Stretching your Money, Values

Manage your money competently to stay away from debt dilemmas

July 25, 2013 by Justin

Personal finance management is something which requires much of your attention. You just can’t afford to be too casual with finance management as this casual behavior may lead you to serious debt problems. That’s why you must make it a point to take care of your financial obligations and manage debts on time so that you can live a financially ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Consumerism, Credit cards, debt, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, Personal Finance, Planning, Savings, spending, Stretching your Money, Values, Wealth

Why Changing Your Behavior is More Important than Having a Budget

June 25, 2013 by Justin

When it comes to finances, many people struggle with expenses, debt, income, and savings. It is hard to plan your finances when you don't really know where to begin, and this is where most people go the traditional budget route and start writing all their expenses and income down on paper. However, it has been shown that budgeting is not the whole ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Cash, debt, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Retirement, Savings, spending, Stretching your Money, Values, Wealth

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