Is the American dream dead? The American Dream is the promise of the possibility of prosperity and success for everyone. Higher education is beyond the reach of many people, the housing market is pricing out a lot of people and there are still not enough well paying jobs! Has the American Dream become just a myth or just for the rich?. What should ...
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I Won the Lottery
I won the lottery! Do I really need to explain? Normally, I would not announce this type of thing in a personal finance blog although maybe it is just the right place. For the record, I do not play very often, but all it takes it one winning ticket. I promise millions of dollars will not change me! This article will be short because I am sort of ...
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10 Ways to Get Tax Free Income
Tax free income always sounds good to me! What do you think? Everyone loves to pay taxes! Don’t they? How would you like to earn tax free income? Taxes are going up if not now, soon. It is inevitable! Rich people can save on taxes, but no taxes is much better. Start earning tax free income today! Here are ten examples of how you can earn ...
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How to get rich without really trying!
If you invest as little as $2,000 a year in a tax deferred account for six (6) years, you will become rich! When you are twenty-two (22) years old, you are not thinking about retirement, but you should. Time is the most important part in investing, it balances stock market volatility, mistakes and you cannot make up time! What do you need to do? ...
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25 Simple Changes to Save Money
These are 25 simple changes to save money, I use daily/weekly/monthly and they work! I learned at a very early age that I needed to save my money to get the things I wanted. Notice, I said the things I wanted. My parents provided the things I needed! Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more. ...
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5 Traits of an Entrepreneur
Am I entrepreneur? Do you have what it takes to be a successful entrepreneur? Can you learn how to be an entrepreneur? Yes! So what is stopping you? Sooner or later, you will toy with the idea of starting your own business. I know because I started investing in income property a long time ago. I will share some of my experiences as an ...
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How to Cut your Expenses
Cutting your expenses may provide some insight how to save money. Some people would call me cheap! Others may say I am frugal! I think of myself as value conscious! I hate to spend more money for something than I need to. I divide my expenses into wants and needs which helps to set priorities. My approach may cause you to rethink how you spend ...
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Have you Broken your New Year’s Resolutions Yet?
Have you Broken New Years Resolutions yet? I know, it is only the twentieth (20) of February, but who's counting? It is way too soon for you to give up! Am I right or wrong? Your resolutions are still too fresh in your mind to quit this early. So this year, you will succeed. Don't you want to achieve your goal? Whether it is a financial, ...
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How to Buy Investment Property
Finding a good investment property is no easy task! Many people buy a home to raise a family, a hedge against inflation or flip and make a quick profit. There are still others who buy homes as an alternative to investing in the stock market. It may be a vacation home or a rental property, but it is still an investment! If you want to find a ...
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Is Your Best Enough?
I remember my parents telling me to do your best! Everyone can try to do their best. Too often, something prevents us. It could be lack of skills, experience or effort. Too often your past prevents you from success. If you do not have the skills to succeed and fail constantly, you are unlikely to keep trying. Next step is giving up or ...
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