April is National Financial Literacy Month and recognized in the United States in an effort to teach Americans how to establish and maintain healthy financial habits. Problem solving is an important skill and can make a huge difference in your career and your life. It is a process of discovering, analyzing and solving problems. The goal is to ...
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Are You Ready?
Do you think you are ready? This type of question should make you think about all the things you want to accomplish, but don’t have a clue how to do it! It usually starts with the statement, I wish…….. What is the next step? ...
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Retired: Gone Wild!
Whether you worked for a long time or just a few years, you finally made it! You are retired, financially independent or just plain lucky. The fortunate few that no longer have to work for a living are not sitting around just getting old. What are they doing? ...
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If Not Now, Then When?
What are you waiting for? This is not giving you permission to go out and spend until you drop! I am talking about all the things you say you want to do, but put it off for various reasons! You know what I am talking about, it is the weight you want to lose, the exercise you put off, the class you want to take, but put off. The business you want ...
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The Emotional Side of Retirement
I recently read an article on Financial Samurai called The Darkside of Early Retirement which reminded me why I was not ready for the emotional side of retirement twenty-five years ago. Everybody strives for retirement nirvana; many would like to achieve it as early as possible. How many of you are actually prepared for all the changes? ...
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Free Money for Retirement
All statistics say that most people do not save enough money for retirement. Are you one of them? What are you going to do? Are you going to work longer? Are you going to cash out your house? Do you plan on taking a reverse mortgage? I may have a solution for you! ...
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Chasing the American Dream
What is the American dream? It is the American social, economic, and political system that makes success possible for every American. What are you doing to attain the American dream? Yes, you have to do something! Unemployment is at record levels, housing and construction is down, and the stock market is volatile at best. Well paying jobs in ...
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Can Real Estate Make You Rich?
Most people have a goal of someday owning a home. This is true whether it is a condo or a house. Even in these difficult times, everyone would rather own their home. There are three major obstacles to home ownership which are credit, down payment and the ability to handle the monthly payment. Credit is usually identified by FICO score. ...
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Save $10 Per Day and Become a Millionaire
Can you pass a candy or soda machine and not purchase something? Can you go to the mall with your friends and not come home with something? If your friends invite you to the movies, can you say no? Do you spend your entire paycheck? Do you have long-term goals such as buying a car, going to college or buying a home? ...
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