I know it is winter in most of the country, but in Southern California it will be in the seventies and eighties starting today. Winter is officially over in three weeks from now, but this is more like summer weather. It has been like this during the entire winter. We have had a very mild winter but each week it goes from warm to cold, although ...
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The 3 G’s of Success
The 3 G’s of Success is the Seventh in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it ...
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Given a Choice, What Will You Do?
Given a Choice, What Will You Do? Life is a bunch of choices or is it? Smart choices depend on savings. People without savings or access to money do not have choices. Just in case it is not you, I am talking about the people who are at their credit card limit, live paycheck to paycheck, no savings, up to their eyeballs in debt and a lousy job ...
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The 3 E’s of Success
The 3 E’s of Success is the fifth in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it ...
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Invest Your Tax Refund or Send It to Me!
Invest your tax refund or send it to me! It is all about choices. What are you going to do? I know some will pay down debt, add to savings or fund an IRA. If you are going to go out and spend it on dinner, clothes, electronic toys or something that will break, wear out or finished in an hour, you can always send it to me! What choice will you ...
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Broken New Year’s Resolutions!
Have you Broken New Years Resolutions yet? I know, it is only the twenty-fifth (25) day of the New Year. It is way too soon for you to give up! Am I right or wrong? Your resolutions are still too fresh in your mind to quit this early. So this year, you will succeed. Don't you want to achieve your goal? Whether it is a financial, personal, or ...
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Term Life Insurance Is My Choice!
Term life insurance is my choice, should it be yours? We all know that life insurance is important, so it is a matter of choice which one is right for you. If you are young, healthy and expect to stay that way, term life insurance should be your choice. Does that mean, whole life insurance is out? No, but there are a few things to consider ...
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$12K Will Make You Rich
$12K Will Make You Rich, if you invest $2,000 a year in a tax deferred account for six (6) years. It is just that easy or is it? Do I have your attention? What do you need to do? ...
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Are You Ready to Be a Landlord?
Are You Ready to Be a Landlord? Interest rates are the lowest in more than sixty (60) years. Housing prices are the lowest we have seen in many years. Foreclosures are still happening daily. Is this the right time to buy real estate? ...
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Money or Your Life?
Give me your money or your life? In the interest of full disclosure, this is not a hold up! Do you have to choose? Every personal finance expert talks about the need for a budget, reducing your debt and saving for retirement. After forty (40) years what do you have? ...
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