What is the secret of success?  Simple enough or is it?  Then, why do so many people have difficulty answering the question? There is an implication that if you say no that you are a failure. So what! In order to succeed, you have to fail. All successful people failed at one time or another. What makes them successful is they kept trying to ...
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Spend Less, but Spend Better
Can you spend less? Of course you can without affecting your standard of living. It is simple to spend less; you just cut your expenses. Just make some small changes to your spending and still have the same or better standard of living. All it takes is changing your priorities and a little planning. Are you interested? Let’s go through each step ...
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Are you working on your Soft Skills?
If your soft skills are not up to snuff, you better work on them! If you are a doctor, dentist or surgeon, your technical skills could mean life or death! Does it matter, if these individuals treat you well?  Soft skills are personality traits, social graces, communication, language, personal habits, friendliness and optimism that characterize ...
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Do You Have a Plan?
Do you have a plan? I plan starting with the end or outcome. Would you buy an airline ticket without knowing the destination? Would you get on a bus, if you did not know where it was going? Many young people enter college for all the wrong reasons. A college degree opens up doors, but it is what you do with it that matters!  Some day you will ...
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Cheap or Frugal, which Are You?
Rich people are cheap! I normally avoid generalizations, but here a few examples to prove my point. J. Paul Getty, a certified oil billionaire had a pay telephone in his home, Warren Buffet drives a Cadillac (replaced his 8 year old car last year), and Donald Trump has his wife cut his hair. Sure, you do not have to be rich to be cheap or frugal. ...
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What is Prosperity and how do you get there?
Economic prosperity is not really a road! In fact, it may not be much more than a path. It is not a location and it can only lead you to a goal. It is filled with many curves, dead ends, U-turns, attractions, amusements, distractions and pitfalls. Google or Yahoo maps will not help you get there! It starts with a goal and a plan. It is taking ...
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Annual Checkup – Your Financial Health
Is your financial health important to you? If your answer is no, stop here! I learned a long time ago that I cannot influence everyone so I focus on the people who realize that my information is important to them. An annual checkup involves a physical examination, laboratory tests, vital signs and monitor any changes in health. An examination of ...
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Negotiating Is Easy!
When you ask a question, you are negotiating!   Negotiation is a dialogue between two or more people or parties intended to reach an understanding, resolve point of difference or gain advantage in outcome of dialogue, to produce an agreement upon courses of action, to bargain for individual or collective advantage. Don’t you negotiate all the time ...
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Can You Live without these Things?
I can live without these things and I am okay!! You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices. So it is a very relevant question!  What will you give up to achieve your goals? It could range from dessert, sleep to exercise, dining out or entertainment. Here are ten (10) things I can live ...
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How to Become More Interesting and Successful
A new year is interesting! It just seems a new year should start out with something interesting to stimulate your thinking. It all starts with you! How can you make yourself more interesting at work, social situations and with friends and family? It starts with what you do, how you do it and how well you do it. This is the best time to make changes ...
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