I am a lifelong saver! I will retire in one to two years and everything changes! I have multiple sources of income and enough investments to keep my wife and I very comfortable for more than thirty years. Comfortable is a subjective word, but my mortgage will be paid off and I have no debt. So what is the problem? I have to change my habits and ...
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Money Matters: Planning
Planning is the process of making plans of something. Without a plan a goal is just a wish! A plan involves strategy which is a method or plan to bring about a desired future or solution to a problem. This involves organizing your ideas or activities required to achieve a desired goal. When you plan a trip, you start with the destination and map ...
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If You Want to be Rich, Chose Rich Friends
Rich and successful friends will make you rich! In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.” Ernest Hemingway responded: “Yes, they have more money.” Believe it or not the money is not what you want from rich people, but the connections and what you can learn ...
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Interviews Always Start with this Question
Interviews always start with this question. You heard it before and you will hear it again, tell me about yourself What does this question reveal? This simple question tells the interviewer so much about the candidate. How can a single question tell the interviewer so much? You just sat down, the interviewer may be getting organized and he/she ...
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Money Matters: Money Management
Money management is the process of managing money, including budgeting, saving, investing, taxes, banking, spending or otherwise in overseeing the cash usage of an individual or group. Good money management is making good choices. Good money management is having control over your finances utilizing a budget and analyzing your expenses. Are you a ...
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Congratulations Class of 2015, Now What?
Congratulations class of 2015! Four years or more of hard work has gotten you here. Alright, maybe it wasn’t all hard work; you enjoyed college, joined a fraternity or sorority, participated in sports, joined clubs or organizations, enjoyed a party or two and had a good time. Now you have to start acting like an adult and get a job, move out on ...
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Money Matters: Investing
Investing is the purchase of an asset or item with the hope that it will generate income or appreciate in the future. An investment is the action or process of investing money for profit or material result. Investing can include buying stocks, bonds, commodities, mutual funds, real estate, currencies, classic or antique cars, antique furniture ...
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Why I Started my Business?
Why I started my business? I wanted to know if my reasons matched theirs. I wanted to know if I was like Warren Buffett, Steve Jobs, or Bill Gates. Don’t you? Did they start their businesses just to make money or change the world? I thought I would share why I started a business years ago and you can let me know if it matches your reasons or ...
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Money Matters: Saving
Saving is income not spent or deferred consumption. Saving involves reducing expenditures such as recurring costs in terms of personal finance. It is the first step to achieve your financial goal. It may be to purchase a car, a down payment for your first home, vacation, or retirement. If you are like most people, life gets in the way of saving for ...
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The History of Ecommerce: From Cattle to Bitcoin
Do you remember Diner’s Club cards? How about those old online shops that only had a few buttons and products for you to choose from? Each time you had to punch in your credit card number. It wasn’t like today where we can save a credit card number to a profile and use it numerous times into the future. ...
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