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Making Sense of Money

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How to Avoid Problem Tenants?

August 25, 2011 by Justin

How to avoid problem tenants? If you ever thought about investing in real estate, renting out your home or a room in your home, you should read this!  Earning money from income property can make you rich or cause you a lot of problems!  So take it seriously! ...

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Filed Under: Investments Tagged With: Finance, financial decisions, financial literacy, Goal setting, information, interesting, lifestyle, Money, mortgages, Personal Finance, Planning, Stretching your Money, Values, Wealth

What is Credit Sesame?

June 13, 2011 by Justin

What is Credit Sesame? Money has fascinated me my entire life.  My career focused on controlling expenses for public and private companies.  As an entrepreneur, I concentrated on finding and building assets such as income property, consulting services and businesses.  Taking control of your financial matters was important for success.  “Credit ...

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Filed Under: Managing Money Tagged With: Budget, Cash, Credit cards, debt, financial decisions, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, mortgages, Personal Finance

Nobody Pays Retail!

May 26, 2011 by Justin

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a ...

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Filed Under: Lifestyle Tagged With: Cash, Consumerism, financial decisions, frugal, Frugal Living, information, lifestyle, major purchases, Money, mortgages, Personal Finance, Planning, Savings, spending, Stretching your Money

Even More Financial Skills for Teens

April 25, 2011 by Justin

April is National Financial Literacy Month; I am continuing my series on financial skills for teens.  As a reminder, Financial Literacy is making informed judgments and effective decisions using money.   Buying a Home requires some thoughtful planning and know-how.  Home buying includes a mortgage and financing.  Do I expect teenagers to go out buy ...

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Filed Under: Money and Children Tagged With: debt, financial decisions, financial literacy, Goal setting, Goals, information, interesting, lifestyle, major purchases, mortgages, Savings

5 Important Financial Skills

April 7, 2011 by Justin

As part of National Financial Literacy Month, learn how to establish and maintain healthy financial habits.  The following are the most important skills that everyone should learn: ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Credit cards, debt, financial decisions, financial literacy, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, mortgages, Personal Finance, Planning, Retirement, Savings

Budgeting is Still a Waste of Time

January 31, 2011 by Justin

Back by popular demand, Budgeting is still a waste of time!  Last week, I wrote an article called “Budgeting Is a Waste of Time”!  I offered some suggestions about analyzing your expenses.  Look at every expense and answer my three questions to determine if you should make any changes.  What additional expenses need analysis? ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Credit cards, Finance, financial decisions, financial literacy, Frugal Living, Goal setting, Goals, information, interesting, lifestyle, Money, mortgages, Personal Finance, Stretching your Money, Wealth

Are Financial Decisions Common Sense?

September 21, 2010 by Justin

Most of us received little or no education or training in making financial decisions.  Smart financial decisions require analysis and careful attention to detail.  We need the knowledge and skills to evaluate options and identify those that fit our needs and circumstances.  Where do you get the skills and knowledge to understand money?  ...

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Filed Under: Managing Money Tagged With: Budgeting, Cash, Credit cards, Finance, financial literacy, Frugal Living, Goal setting, Investing, Money, mortgages, Personal Finance, Savings, Wealth

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