There aren’t many bills as dependent on our habits and know-how as our energy bills. The first step in reducing your energy costs is to address the equipment that we use to control the climate in our house − since they can also take control of our energy bills if left poorly maintained. That being said, it leaves me scratching my head when I hear ...
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The False Promises of Annuities and Annuity Calculators
You may have been encouraged by an insurance agent to purchase annuity with the assurance that you are going to receive a steady stream of funds during your retirement. The reason that more and more people become interested in investing in annuities is the promise that they will profit from their investments once they are in their retirement age. ...
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5 Things to Do Now to Save $10,000+ Later
Life is expensive, but some costs are preventative. We’ve compiled and calculated 5 habits you could start today that will make you thousands of dollars wealthier with time. ...
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Most asked Job Interview Questions and How to Answer them
Got an interview to attend? Nervousness and apprehension are quite common when there is an interview scheduled. Certainly, interview is a most important phase in the recruitment process. A successful interview clears your path to landing your dream job. It’s the best opportunity for the candidates to project a good image about themselves to the ...
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Manage your money competently to stay away from debt dilemmas
Personal finance management is something which requires much of your attention. You just can’t afford to be too casual with finance management as this casual behavior may lead you to serious debt problems. That’s why you must make it a point to take care of your financial obligations and manage debts on time so that you can live a financially ...
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How to Think Rich and Be Rich
You're in your 20s or 30s, you have student debt, you've accumulated some credit card debt and it looks like you'll never be able to buy a home. There is a way to think about money that can help solve these problems. Our thoughts precede actions and actions precede results. So let's start by changing your thoughts. ...
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Am I Wealthy Enough for Wealth Management?
Am I wealthy enough for wealth management? It is the question of the day! When do I have enough assets that I could benefit from an expert? I know you probably don’t feel as though this is even on your horizon, but someday you might. Why wait? You can use some great free tools to manage your money. It will keep you better organized and on ...
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ATM Skimming – What You Should Know
A Florida man was sentenced to federal prison following his role in an ATM-skimming case. He was found guilty of aggravated identity theft and possession of ATM-skimming paraphernalia. In another case, an Atlanta man was sentenced to 38 months in prison on ATM skimming charges along with restitution of more than $70,000 upon his release. ...
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Why Dealing with Payday Loan Debt Yourself Could Lead to Serious Problems
The relatively recent phenomenon of the payday loan has caused much heartache and suffering for millions of hard-working people in the UK. The problem has grown over time because of the banking crisis and the consequential downturn in the economy. Faced with the prospect of balancing their books, traditional banks and financial institutions have ...
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Stop the Government from Stealing My Retirement!
Stop the government from stealing my retirement! There is little known provision of Social Security called Windfall Elimination Provision (WEP) that reduces your benefits. If you receive a pension based on earnings from any organization outside of Social Security and Social Security benefits, you will become familiar with this provision very ...
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