Meat Loaf sings Why Isn't That Enough about his girlfriend leaving him! He sees his dream slipping away. He feels that there is nothing he can do about it. He says he wants her, needs her and loves her. Why isn't that enough? You work hard at your career, dreams or staying out of debt. Why isn't that enough? Here are five financial ...
Keep Reading
Have Your Dream Wedding at McDonald’s
Have your dream wedding at McDonald's. Is that a dream or nightmare? If you are planning a wedding, where you have the ceremony and reception is important. Right? June starts the beginning of wedding season, so I thought it would be interesting to discuss your choices and maybe add one to the mix! How many of you ever thought planning a ...
Keep Reading
Insure with Friends
Insure with friends. Groupon and Living Social are already capitalizing on social media. They offer deals or handpicked experiences that can be shared with friends. You can use your social network to get lower prices for services. This could be the new trend in business. ...
Keep Reading
Nobody Pays Retail!
Who pays full price for a car? No one! Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius. Do you negotiate prices in every purchase? Of course not, that would be too much trouble. So when would it be worth it? There are two (2) categories of purchases that would be worth negotiating a ...
Keep Reading
Even More Financial Skills for Teens
April is National Financial Literacy Month; I am continuing my series on financial skills for teens. As a reminder, Financial Literacy is making informed judgments and effective decisions using money. Buying a Home requires some thoughtful planning and know-how. Home buying includes a mortgage and financing. Do I expect teenagers to go out buy ...
Keep Reading
Problem Solving 101
April is National Financial Literacy Month and recognized in the United States in an effort to teach Americans how to establish and maintain healthy financial habits. Problem solving is an important skill and can make a huge difference in your career and your life. It is a process of discovering, analyzing and solving problems. The goal is to ...
Keep Reading
Rewards for Paying Off Credit Card Debt?
I recently read an article called Win Rewards for Paying Off Debt in Kiplinger magazine. The author writes about several credit cards that offer incentives to pay on time. They encourage frugal behavior! Let me translate for you, the credit card companies pay you to pay them on time. Why would they do that? What is in it for them? I always ...
Keep Reading
Holiday Budgeting
The Holidays will be here before you know it. It is almost like getting ready for a marathon! So prepare just like you are going to do a marathon. Marathons require preparation, practice and strategy. Your preparation is determining how much you will spend and creating your gift list. Retailers use sales and discounts to promote their products ...
Keep Reading
How to Teach your Children about Money?
My parents never taught me about money! My parents were too busy making money to teach me much of anything. I spent my time studying piano, practicing piano, and playing with my friends. They were children of successful neighbors. Maybe, I learned from them. I do not think so! Saturdays, I spent the day with my Mother at her retail store. ...
Keep Reading
Only Suckers Pay Retail
Who pays full price for a car? No one! Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius. Do you negotiate prices in every purchase? Of course not, that would be too much trouble. So when would it be worth it? There are two (2) categories of purchases that would be worth negotiating a better ...
Keep Reading