Are you doing year-end tax planning? If not, be prepared to pay more in taxes! As a former Chief Financial Officer (CFO), I routinely did year-end tax planning for the companies I worked for. Along with our accounting firm, we took a proactive role in reducing our taxes. A little tax planning can save you a substantial amount of money! What ...
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How Do You Prepare for the Unexpected?
Are you prepared for the unexpected? This past week saw unusual weather hit the East coast and devastate the Jersey shore. Too many people’s homes and businesses are devastated and will take a long time to rebuild. Natural disasters like hurricanes, tornadoes, floods and earthquakes destroy property and take an emotional toll on everyone ...
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Online Payday Loans, Good or Bad Idea?
Anyone can get a Payday loan, if you meet the criteria! Do you need instant, fast, cash, same-day, pay-day and unsecured emergency loans? A Payday loan is a short-term loan usually repaid on the next payday (two to four weeks). It generally carries a higher interest rate. If you cannot repay the entire amount, you will accumulate late fees and ...
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Christmas on a Budget
The following is a guest post.
Christmas can be an expensive time of the year for many families. You have to buy gifts, and then entertain family and friends. However, to avoid going into debt and needing to get help from places like Debt Free Direct, here are some tips to have Christmas on a budget. ...
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How to Shop for Homeowners Insurance
Shopping for homeowners insurance is a necessity particularly where I live. I live in southern California where the next big earthquake is days/weeks/months/years away! A natural disaster that can wipe you out financially!. I survived the Northridge earthquake without damage, but that was just luck. California has a 99% chance of a big ...
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Why Is It Important to Have Savings Goals
Savings is the key to success! I am not just talking about saving for retirement either! When I was much younger, I remember saving for the things I wanted because my parents gave me everything I needed. Most kids save for their first car, college, first house, getting married, vacations, major purchases and retirement. Everyone should have ...
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I Always Wanted 911 Porsche Cabriolet!
I always wanted a Porsche convertible! It doesn’t stop there; I like Ferrari's, Aston Martin's, BMW's, AC Cobra's and much more. I like antique and classic cars too. Maybe it is a fantasy, a dream or a goal. I remember the first time I drove a Mercedes Benz 500 SLC or saw a Ferrari up close. It was one of my goals or a conjured up sequence ...
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Are Entrepreneurs Born or Made?
Are entrepreneurs born or made? There are so many college classes teaching entrepreneurship, I thought I would ask the question. See I grew up in an entrepreneur incubator! Both my parents had thriving businesses and did not have the benefit of any college classes in entrepreneurship. I think if you interviewed them, they would tell you they ...
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Friday Night Links: Fraud Edition
I was a victim of online fraud! Not in the usual sense, but read further for the whole story. I started shopping online a couple years ago because it is easy and I can find the lowest prices by just using a shopping bot. Although I am hardly a big time shopper, I have bought a variety of products online. ...
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I Love Credit Cards
Did I say I love credit cards? Yes, I did! I know that credit card companies love me. Almost every week, I used to receive credit card offers. I guess it is mutual! Credit cards are a great convenient way to pay for things you need. When used properly (paid in full every month) can be a convenient method of payment. There are many different ...
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