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Can You Live without these Things?

January 14, 2015 by Justin

I can live without these things and I am okay!!  You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices.  So it is a very relevant question!  What will you give up to achieve your goals?  It could range from dessert, sleep to exercise, dining out or entertainment.  Here are ten (10) things I can live ...

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Filed Under: Lifestyle Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Retirement, Savings, Values, Wealth

How to Become More Interesting and Successful

January 12, 2015 by Justin

A new year is interesting! It just seems a new year should start out with something interesting to stimulate your thinking. It all starts with you! How can you make yourself more interesting at work, social situations and with friends and family? It starts with what you do, how you do it and how well you do it. This is the best time to make changes ...

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Filed Under: Interests Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Savings, Values, Wealth

The Best of Krantcents for 2014

January 5, 2015 by Justin

The "best of" may be a misnomer, but it is based on statistics or my opinion!  I decided to showcase a variety of articles that you may find worthwhile to read again or for the first time. Who knows, you may uncover a hidden gem that changes your life.   I decided to do this because I am continuing to make some changes and thought you may like to ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Values, Wealth

Happy New Year 2015

December 31, 2014 by Justin

Happy New Year!  Today is New Year's Eve and tomorrow is full day of football games.  Living in Los Angeles, I look forward to the Rose Parade showing what is best about southern California.  If you don’t know, it is the weather!  The beaches, skiing, museums, theater, sports, parks and food are pretty good too.  It is hardly perfect, but it is ...

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Filed Under: Lifestyle Tagged With: Budget, Budgeting, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Stretching your Money, Values, Wealth

My 2014 New Year’s Resolutions – Review

December 29, 2014 by Justin

I decided to take a different approach when I formed my 2014  New Year’s Resolutions. I may have stacked the deck in my favor, but I will offer no apologies!  As I reflect on my results, I am happy with almost all of them!  I succeeded with all, but one!  I think the difference was what goals I included in my New Year's Resolutions. I learned much ...

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Filed Under: Goals Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Retirement, Values, Wealth

Happy Holidays

December 24, 2014 by Justin

The holidays are family time.  Holidays in many parts of the world mean vacation.  In my former (CFO) career, the end of year was the busiest.  When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown.  In other words, we had paid time off, except I generally worked some days to prepare for ...

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Filed Under: Lifestyle Tagged With: Budget, Budgeting, financial decisions, information, interesting, lifestyle, Personal Finance, Planning, Savings, Stretching your Money, Values

Future: Perfect!

December 22, 2014 by Justin

My future is perfect for me! In English, we use future perfect tense to talk about actions that will be finished before some point in the future. In my case, it is less than three (3) years away. My future is certain, however the duration is not! I planned for thirty (30) years in retirement just in case I am right! I plan to have a perfect ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, debt, financial decisions, Goal setting, Goals, information, interesting, Investing, lifestyle, Personal Finance, Planning, Retirement, Savings, Stretching your Money, Values, Wealth

Failure Is an Industry!

December 15, 2014 by Justin

There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your ...

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Filed Under: Interests Tagged With: Budget, Budgeting, Career, Careers, Cash, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Values, Wealth

Do You Take Responsibility or Just Make Excuses?

December 12, 2014 by Justin

Do you take responsibility or just make excuses?  When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results?  Why? ...

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Filed Under: Goals Tagged With: financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Stretching your Money, Values, Wealth

Reasons Why Life Insurance Can Be Denied

December 10, 2014 by Justin

Applying for life insurance is an important process that every adult with dependents should do. It’s as detailed of a process as applying for health insurance. There are three possible outcomes: approved, postponed, or denied. A postponed application means you may need to provide additional documentation or have a second test. If you know these top ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Cash, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Stretching your Money, Values, Wealth

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