There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your ...
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Do You Take Responsibility or Just Make Excuses?
Do you take responsibility or just make excuses? When you fail, do you make excuses? Do you take responsibility for your actions or blame others? What is your excuse for poor performance? Excuses keep you from looking at the real problem! Excuses will make you give up! Do you start out with good intentions and tolerate poor results? Why? ...
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Reasons Why Life Insurance Can Be Denied
Applying for life insurance is an important process that every adult with dependents should do. It’s as detailed of a process as applying for health insurance. There are three possible outcomes: approved, postponed, or denied. A postponed application means you may need to provide additional documentation or have a second test. If you know these top ...
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My Warranty Expired!
My good health warranty expired!. I am at an age (68 years old) when my warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out. I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! ...
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How to Prepare for a Lunch Interview?
How to prepare for a lunch interview? You made it through your first interview! Your second interview is over lunch with your perspective new boss. It is at a great restaurant near their office and you have been there before. What do you need to know? What will the employer look for? Remember, you are not there for the food! You need to answer ...
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Are You Networking during the Holidays?
Holiday Networking are you crazy? It is the holidays and it should be enjoyable! You are probably invited to parties where you can make connections and make next year better for your career. Whether you are happy with your career or need a change, make the most of this holiday season networking opportunities. ...
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6 Habits for Success
Habits are more important than decision making. "Winning is a habit. Unfortunately, so is losing." (Vince Lombardi). All of us have good and bad habits. A habit is a recurrent, often unconscious pattern of behavior that is acquired through frequent repetition. Little things like your morning coffee, exercise, getting up early, reading or ...
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Seven Personal Finance Red Flags to Avoid
A red flag is an indicator of potential problems. It means danger, stop or caution because of something ahead of you. In personal finance there are a number of things to watch for or avoid to be successful. They are things that we all go through, but should pay attention to and avoid. Financial statements are a record of your financial ...
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Ten Thanksgiving Day Facts
Happy Thanksgiving to all of you. Do not eat too much, spend too much time with family or spend too much on Black Friday! I really hope you do not spend too much! We will spend Thanksgiving with family and friends. My house is filled with the East Coast relatives, our children and even a Guest dog. Our children came to visit and we all join ...
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If You Want to Earn More Money, Start with your Career
Do you have to work more to earn more money? Many financial experts suggest starting a business, getting a second job, or a side hustle. Is this really the solution? Is the alternative to just spend less? Have you thought about how to earn more money without leaving your day job? Do you need more money to pay down debt or is it just a sign of ...
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