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Making Sense of Money

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Smart Phones can Make you Rich

November 9, 2010 by Justin

Yes, we are in the information age and now mobile access is a way of life!  If the only thing you do on your mobile phone is making and receiving calls and voice mail, you are probably a senior citizen. Haven’t you seen the commercial of the newlyweds depositing their checks using a iPhone?  Mobile phones can do a lot; they are the next ...

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Filed Under: Managing Money Tagged With: Applications, Budgeting, Consumerism, financial decisions, financial literacy, Frugal Living, Goals, information, lifestyle, Savings, Smart Phones, spending, Stretching your Money

What are Soft Skills?

November 5, 2010 by Justin

What are soft skills and why are they important?  Soft skills or lack of them can get you fired!  In school, if you miss a day or two a month or go to class late won’t materially affect your grade.  At work, if you are late or absent 3 times, you will probably be fired.  The habits you form over the years in school are important for success. ...

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Filed Under: Careers Tagged With: Career, Careers, Goals, information, interesting, Interviewing, Job Search, lifestyle

Dress for Success

October 29, 2010 by Justin

Whether you are job hunting for a minimum wage job or six figure dream job, trying to borrow a million dollars or attending the Heisman trophy ceremony or impressing your date, dressing for success is important.  People judge you by what you wear, how you act and how you speak.  Next time you interview for a job, think about how you are presenting ...

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Filed Under: Careers Tagged With: Career, Careers, Dress for Success, Frugal Living, Goal setting, Goals, Image, information, Interviewing, Interviews, Job Search, lifestyle, Marketing, Professional, Resume

Halloween Budgeting

October 19, 2010 by Justin

Do I need to budget for Halloween?  Am I having a party?  How many children do I expect to come to my house?  Will I be there?  Do I want to dress up for the children who come to my house?  How scary should my costume be?  Maybe I should dress up in vintage clothes and act like an old man!  Oops!  I am old and all my clothes are vintage!  Let’s be ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Consumerism, Credit cards, Expense, financial decisions, Frugal Living, Goal setting, Goals, halloween, Halloween Budgeting, halloween Party, information, lifestyle, Money, Party, Planning, Savings, spending, Stretching your Money

What is the Difference between a Job and Career?

October 15, 2010 by Justin

Most people do not see a difference between a career and a job.  The first time you hear the word is when your father says get a job.  It is usually in response to a teenager who wants a car when they turn 16 or 17 years old.  According to the dictionary, a job is a regular activity performed in exchange for payment, especially as one's trade.  A ...

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Filed Under: Careers Tagged With: Career, Careers, Consumerism, financial decisions, financial literacy, Goal setting, Goals, information, Internship, Interviewing, Interviews, Job Search, lifestyle, Military, Resume, Wealth

Why is the Internet Important?

October 12, 2010 by Justin

What do you think about when you think about the Internet?  Some may think of the Internet as a place to email, or visit social networking websites such as Facebook, Linkedin, MySpace or Twitter.  Some use the Internet for maps, directions, to locate a business or find out about a business.  Some use the Internet for games, entertainment such as ...

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Filed Under: Lifestyle Tagged With: Budgeting, Career, Consumerism, financial decisions, financial literacy, Goal setting, Goals, information, interesting, Internet, Investing, Job Search, lifestyle, Money, Personal Finance, search, search engine, spending

Only Suckers Pay Retail

August 19, 2010 by Justin

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a better ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Consumerism, Finance, financial decisions, financial literacy, frugal, Frugal Living, Goals, information, Investing, lifestyle, major purchases, Money, Personal Finance, Savings, spending, Wealth

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