“Money, like emotions, is something you must control to keep your life on the right track.” (Natasha Munson) Money management is the process of budgeting, saving, investing, spending or otherwise in overseeing the cash usage of an individual or group. How you manage your money is crucial to building wealth! Managing your money better just requires ...
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What I Gave Up for Financial Independence
Financial independence was a goal I achieved about twenty-nine (29) years ago. It was part of a ten (10) year plan, I accomplished in about eight (8) years. It was a goal with a plan! It required a level of commitment, discipline and determination day in and day out. Although I used savings and investing to achieve this goal, it was my choices that ...
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My 2014 New Year’s Resolutions – Nine Months Update
It is time to update my 2014 New Year’s Resolutions! Many people believe that making resolutions public will hold you more accountable. I do not believe that because I always hold myself accountable for my actions. This year, I made my resolutions more persona and more important to me. Now it is time to show my progress and see how I am ...
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All Talk, No Action
All talk, no action! You know these people; they make promises or talk a lot and never accomplish anything. It sounds like the guy who says, let’s get together for lunch, but never calls you. Some may think of this person as a people pleaser until they realize it is all talk. They love the positive reaction until you realize it is only intentions. ...
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Fear is a Four Letter Word
Fear is a series of reactions in the brain triggered by a stressful stimulus and ending with such physical reactions as tense muscles, rapid heartbeat and rushed breathing. Fear is kills dreams, ambitions, happiness, love, and success. Fear of failure or success is real! Too often, you see opportunities, but you are unwilling to pursue them because ...
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Achieving Retirement Goals
How are you doing with your retirement savings? The most important first step is to start making contributions to your retirement savings as early as possible. Using a retirement calculator, if you contribute as little as two hundred ($200) dollars a month at twenty-two years old, you will have one million four hundred thirty ($1,430,000) dollars ...
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How to Take Control of your Life
Control is subjective! Control is the power to influence or direct people’s behavior or the course of events. Taking control of your life is much more personal and involves the financial, personal, social, physical fitness, work and personal relationships and career portions of your life. Are you one of those people who just complains about things ...
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How to Land a Job?
How to land a job? It could be you or someone you know who is looking for a job. Are you looking for summer employment, a part time job, a full time job or a career position? You may be young, old or just in the middle, it does not matter! What are companies looking for? Experience, skills, problem solvers or super stars? If you just graduated, ...
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Does a Spending Freeze Work?
A spending freeze is when you stop spending money for a period of time. You could lock up you credit cards and cash, avoid the mall and just stay home. How long could you go without spending money? When the federal government has a spending freeze, they just maintain a certain level of spending. They may tie spending to GDP growth or per capita ...
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What is your Legacy?
My legacy is not money! As I get older and things change, I think about what I may leave behind. Legacy is an amount of money or property left to someone in a will. It is much easier to leave money and property to your heirs. When I was growing up, I wanted my parent’s time, unfortunately they were always busy. In order to spend time with them, I ...
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