I am a lifelong saver! I will retire in one to two years and everything changes! I have multiple sources of income and enough investments to keep my wife and I very comfortable for more than thirty years. Comfortable is a subjective word, but my mortgage will be paid off and I have no debt. So what is the problem? I have to change my habits and ...
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If You Want to be Rich, Chose Rich Friends
Rich and successful friends will make you rich! In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.” Ernest Hemingway responded: “Yes, they have more money.” Believe it or not the money is not what you want from rich people, but the connections and what you can learn ...
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Interviews Always Start with this Question
Interviews always start with this question. You heard it before and you will hear it again, tell me about yourself What does this question reveal? This simple question tells the interviewer so much about the candidate. How can a single question tell the interviewer so much? You just sat down, the interviewer may be getting organized and he/she ...
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Money Is different for Men and Women
Money, what is it? Would it surprise you to learn men and women view money differently? The standard definition for money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context. Money is officially-issued legal tender consisting of currency and ...
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Congratulations Class of 2015, Now What?
Congratulations class of 2015! Four years or more of hard work has gotten you here. Alright, maybe it wasn’t all hard work; you enjoyed college, joined a fraternity or sorority, participated in sports, joined clubs or organizations, enjoyed a party or two and had a good time. Now you have to start acting like an adult and get a job, move out on ...
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Managing Money using Technology
Managing money was my career for more than thirty years. I started managing money when I was seven (7) years old! I earned my first few dollars with a business and needed to make some decisions. I made them the old fashioned way, I asked my mother. Small, but great network! Technology provides so much more information and all I have to do is ...
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Why I Started my Business?
Why I started my business? I wanted to know if my reasons matched theirs. I wanted to know if I was like Warren Buffett, Steve Jobs, or Bill Gates. Don’t you? Did they start their businesses just to make money or change the world? I thought I would share why I started a business years ago and you can let me know if it matches your reasons or ...
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Money Matters: Saving
Saving is income not spent or deferred consumption. Saving involves reducing expenditures such as recurring costs in terms of personal finance. It is the first step to achieve your financial goal. It may be to purchase a car, a down payment for your first home, vacation, or retirement. If you are like most people, life gets in the way of saving for ...
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Happy Memorial Day
Memorial Day is a federal holiday in the United States to remember the people who died while serving in the armed forces. It is observed every year on the last Monday in May. It was formerly known as Decoration Day and originated after the American Civil War to commemorate the soldiers who died during the war. It was a time to place an American ...
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Retirement, Planning the Emotional Side
Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are ...
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