Most people have a goal of someday owning a home. This is true whether it is a condo or a house. Even in these difficult times, everyone would rather own their home. There are three major obstacles to home ownership which are credit, down payment and the ability to handle the monthly payment. Credit is usually identified by FICO score. ...
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How to Get What You Want?
I got everything I ever wanted because I set goals and developed a plan to accomplish them. Many of us want to be rich, own a house by the age of thirty and have a good career. Although these are wonderful outcomes, they are not goals. Goals must have certain characteristics so we can measure and monitor how well we are doing to achieve them. ...
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Only Suckers Pay Retail
Who pays full price for a car? No one! Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius. Do you negotiate prices in every purchase? Of course not, that would be too much trouble. So when would it be worth it? There are two (2) categories of purchases that would be worth negotiating a better ...
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Save $10 Per Day and Become a Millionaire
Can you pass a candy or soda machine and not purchase something? Can you go to the mall with your friends and not come home with something? If your friends invite you to the movies, can you say no? Do you spend your entire paycheck? Do you have long-term goals such as buying a car, going to college or buying a home? ...
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