Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are ...
Keep Reading
Why Get a College Degree?
Why get a college degree? You would expect a high return on investment (ROI), if you attended Harvard, Yale or MIT. Even if you received a degree from a no name university. A lot of families are thinking about this question, whether you are a high school senior or just graduated. Finding a job in this economy is tough and paying off student ...
Keep Reading
What Is the Best Career for You?
The best career is when you match your skills and interests. You could look for careers that have high growth such computer technology, healthcare, biotechnology, fire or police. After all, they are high paying and there is more opportunity for promotion. It sounds great, but if you are not interested and do not have the skills you will not be a ...
Keep Reading
Have You Ever Thought of Politics as a Career?
Have you ever thought of politics as a career? There are a lot of jobs that pay well with excellent health benefits and other perks. Similar to many public service careers, you have a lot of time off too. Many of the high profile careers are elected positions, but not all. Every city, county and state also has similar positions to run their ...
Keep Reading
Goals in One Word
That’s right, pick one word for your goals! Goals are something I do every day all year long. I know a lot about goals because I achieved all the important ones in my life. I know that sounds a little arrogant, but it is true. I was not my high school valedictorian nor did I graduate college phi beta kappa either. I was just the most determined ...
Keep Reading
Would You Change to Make Millions?
Would you change to make millions? Saving for your retirement can be impossible unless you know what to do. Putting money into a 401K is a no brainer, but where do you find the money? Small changes in your spending can achieve $1-2,000,000 over your lifetime. You can start today! ...
Keep Reading
Never make Excuses!
Excuses avoids responsibility! When you fail, do you make excuses? Do you take responsibility for your actions or blame others? What is your excuse for poor performance? Excuses keep you from looking at the real problem! Excuses will make you give up! Do you start out with good intentions and tolerate poor results? No one ever excused his way ...
Keep Reading
Do You Follow the Rules?
“Know the rules well, so you can break them effectively." (Dalai lama XIV) Yes, I am suggesting to break the rules! This is coming from someone who likes rules. After all, rules create structure, limits and avoid chaos. Rules create expectations, discipline and define actions. Don’t we want the other car to stop a t the red light? If you know ...
Keep Reading
Never Pay Full Price for Anything
Who pays full price for a car? No one! Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius. Do you negotiate prices in every purchase? Of course not, that would be too much trouble. So when would it be worth it? There are two (2) categories of purchases that would be worth negotiating a better ...
Keep Reading
What You Can Learn from Kids
I love to watch kids play! They are so willing to take chances and push boundaries. It is fascinating to watch how they seem to discover a toy or something for the first time. Have you ever watched a child interact with a dog? They will pet the dog and laugh. Then it goes further until the dog signals he/she has had enough. Children are ...
Keep Reading