All statistics say that most people do not save enough money for retirement. Are you one of them? What are you going to do? Are you going to work longer? Are you going to cash out your house? Do you plan on taking a reverse mortgage? I may have a solution for you! ...
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Budgeting Is a Waste of Time
Budgeting is a waste of time!. To me, a budget is a list of planned income and expenses. It is a road map to achieve your financial goals. Most people look at a year’s worth of expenses and take an average and /or adjust for inflation and use it for their budget. Is that enough? ...
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Resumes That Work
In this economy, companies receive 100s if not 1,000s of resumes every day. How do you get your resume selected out of those thousands of resumes? It is not easy; you have literally seconds to be noticed. What does it take? Do you have to attach $20 to it to be noticed? No, of course not! If the company advertises a job, posts a job opening ...
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Look Out, Danger Ahead!!!!!!
This weekend, it was 82 degrees in Southern California. Summertime in January! Every weekend I go for a 20 mile bike ride around the park. Beautiful weather brings out everybody, so it was crowded on the bike path. When I pass, I warn people that I am coming up on their left to let them know I am there for their and my safety. In California a ...
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How Do You Choose the Right Career?
I know what you want! It is a career that pays the most, where you have fun and don’t work too hard. Are there careers like that? If you ask people who like what they do, their answer will be yes! What are those careers? Some (well, most) professions require some form of higher education. However, with the modern world we live in, one can go ...
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My Secrets to Successful New Year’s Resolutions
Psssst! Do you want to know a secret? Actually, these are well known strategies in achieving goals. By now you made your 2011 New Year’s Resolutions. What do you do now? Take some time to understand where you are as of January 1st. Whether it is a financial, personal, or business goal, I hope my approach helps you achieve your New Year’s ...
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Chasing the American Dream
What is the American dream? It is the American social, economic, and political system that makes success possible for every American. What are you doing to attain the American dream? Yes, you have to do something! Unemployment is at record levels, housing and construction is down, and the stock market is volatile at best. Well paying jobs in ...
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My 2011 New Year’s Resolutions
As 2010 ends, you have to start thinking about what you want to accomplish in the New Year. Just making a New Year’s resolution, as many of you know, will not necessarily mean you will accomplish that wish. If you truly want to achieve your wish, you must write it down, make sure it is achievable in a particular time frame and hold yourself ...
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The Importance of Playing Games
I am talking about board games, word games, educational games, card games, video games, and computer games, PlayStation, Nintendo and Xbox. I do not want to leave out golf, bowling, team sports and a variety of individual sports. I should mention my favorite is bicycling. You may say that some sports are not games, but they all have attributes ...
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What is your New Year’s Resolution?
Since there is just two weeks until New Year’s Eve, it is appropriate to start thinking about that once a year declaration! What is a resolution? It is a resolve or determination to make a firm resolution to do something. Every year I hear people say that they will do something different, but the outcome is generally the same. Nothing! I am not ...
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