Planning is the process of making plans of something. Without a plan a goal is just a wish! A plan involves strategy which is a method or plan to bring about a desired future or solution to a problem. This involves organizing your ideas or activities required to achieve a desired goal. When you plan a trip, you start with the destination and map ...
Keep Reading
If You Want to be Rich, Chose Rich Friends
Rich and successful friends will make you rich! In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.” Ernest Hemingway responded: “Yes, they have more money.” Believe it or not the money is not what you want from rich people, but the connections and what you can learn ...
Keep Reading
Interviews Always Start with this Question
Interviews always start with this question. You heard it before and you will hear it again, tell me about yourself What does this question reveal? This simple question tells the interviewer so much about the candidate. How can a single question tell the interviewer so much? You just sat down, the interviewer may be getting organized and he/she ...
Keep Reading
Money Matters: Money Management
Money management is the process of managing money, including budgeting, saving, investing, taxes, banking, spending or otherwise in overseeing the cash usage of an individual or group. Good money management is making good choices. Good money management is having control over your finances utilizing a budget and analyzing your expenses. Are you a ...
Keep Reading
Money Is different for Men and Women
Money, what is it? Would it surprise you to learn men and women view money differently? The standard definition for money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context. Money is officially-issued legal tender consisting of currency and ...
Keep Reading
Congratulations Class of 2015, Now What?
Congratulations class of 2015! Four years or more of hard work has gotten you here. Alright, maybe it wasn’t all hard work; you enjoyed college, joined a fraternity or sorority, participated in sports, joined clubs or organizations, enjoyed a party or two and had a good time. Now you have to start acting like an adult and get a job, move out on ...
Keep Reading
Managing Money using Technology
Managing money was my career for more than thirty years. I started managing money when I was seven (7) years old! I earned my first few dollars with a business and needed to make some decisions. I made them the old fashioned way, I asked my mother. Small, but great network! Technology provides so much more information and all I have to do is ...
Keep Reading
Money Matters: Saving
Saving is income not spent or deferred consumption. Saving involves reducing expenditures such as recurring costs in terms of personal finance. It is the first step to achieve your financial goal. It may be to purchase a car, a down payment for your first home, vacation, or retirement. If you are like most people, life gets in the way of saving for ...
Keep Reading
The History of Ecommerce: From Cattle to Bitcoin
Do you remember Diner’s Club cards? How about those old online shops that only had a few buttons and products for you to choose from? Each time you had to punch in your credit card number. It wasn’t like today where we can save a credit card number to a profile and use it numerous times into the future. ...
Keep Reading
Retirement, Planning the Emotional Side
Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are ...
Keep Reading