Your credit score is a number. But it is a very important number. It could stand between you and that house you’ve been wanting to buy, the car you want to rent for a holiday or any sort of dream purchase you’ve been pining for. However it’s nothing but a number. So keeping it stable and around the same place, or even increasing it, is paramount. ...
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How I live on 50% or less income!
I used to think it was crazy to live on 50% or less income! Here are just some of my cost cutting strategies. Some people would call me cheap or frugal! I think of myself as value conscious! I hate to spend money unless I see the value. If you maximize your expenses, you will have more money to spend on what you want! My approach may cause you ...
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Ten Small Changes that Can Make Millions
Ten small changes can make millions. Saving for your retirement can be impossible unless you know what to do. Putting money into a 401K is a no brainer, but where do you find the money? You can start with a diary of where you spend your money and find expenses to change. Small changes in your spending can achieve $1-2,000,000 over your lifetime. ...
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Make 2014 The Year You Get Ahead With These Prudent Financial Resolutions
Can you believe it? It’s 2014! Only one year prior to the year referenced in Back to the Future II, where the picture was complete with flying cars and taxis costing thousands of Dollars due to inflation running unchecked.
While we might not be exactly to the future that is alluded to in that movie, there are some financial goals/resolutions we ...
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Things I Do Daily to Keep Focused on My Goals!
I thought I would share some of the things I do daily to stay focused on my goals! About thirty-six (36) years ago, I created my plan to achieve financial independence. I set my goals to reach them in about nine (9) years and I beat it by two (2)! I was laser focused on my goals to the point of having daily tasks and monitoring them weekly/monthly. ...
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I Am a Stud!
Much to my surprise, I understand that women think I am a Stud! Not that it matters much to me because I have been out of circulation for a very long time. It really doesn't matter because I am talking about characteristics of a stud anyway. According to Urban Dictionary, a stud is a really cool guy or girl. Everyone looks up to them and wants ...
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Manage your money competently to stay away from debt dilemmas
Personal finance management is something which requires much of your attention. You just can’t afford to be too casual with finance management as this casual behavior may lead you to serious debt problems. That’s why you must make it a point to take care of your financial obligations and manage debts on time so that you can live a financially ...
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How to Think Rich and Be Rich
You're in your 20s or 30s, you have student debt, you've accumulated some credit card debt and it looks like you'll never be able to buy a home. There is a way to think about money that can help solve these problems. Our thoughts precede actions and actions precede results. So let's start by changing your thoughts. ...
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Am I Wealthy Enough for Wealth Management?
Am I wealthy enough for wealth management? It is the question of the day! When do I have enough assets that I could benefit from an expert? I know you probably don’t feel as though this is even on your horizon, but someday you might. Why wait? You can use some great free tools to manage your money. It will keep you better organized and on ...
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Why Dealing with Payday Loan Debt Yourself Could Lead to Serious Problems
The relatively recent phenomenon of the payday loan has caused much heartache and suffering for millions of hard-working people in the UK. The problem has grown over time because of the banking crisis and the consequential downturn in the economy. Faced with the prospect of balancing their books, traditional banks and financial institutions have ...
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