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Making Sense of Money

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Can Money Buy Happiness?

November 12, 2010 by Justin

Whenever this question comes up, I always hear the same answer.  Some say yes and some say no!  Before we can discuss that answer, we need a definition for happiness.   Happiness is defined as a state of well-being characterized by emotions ranging from contentment to intense joy.  Winning the Lotto could make me very happy!  ...

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Filed Under: Lifestyle, Managing Money Tagged With: Career, Cash, Consumerism, financial decisions, financial literacy, Frugal Living, Goals, information, interesting, lifestyle, spending, Stretching your Money

Smart Phones can Make you Rich

November 9, 2010 by Justin

Yes, we are in the information age and now mobile access is a way of life!  If the only thing you do on your mobile phone is making and receiving calls and voice mail, you are probably a senior citizen. Haven’t you seen the commercial of the newlyweds depositing their checks using a iPhone?  Mobile phones can do a lot; they are the next ...

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Filed Under: Managing Money Tagged With: Applications, Budgeting, Consumerism, financial decisions, financial literacy, Frugal Living, Goals, information, lifestyle, Savings, Smart Phones, spending, Stretching your Money

What is the Difference between a Job and Career?

October 15, 2010 by Justin

Most people do not see a difference between a career and a job.  The first time you hear the word is when your father says get a job.  It is usually in response to a teenager who wants a car when they turn 16 or 17 years old.  According to the dictionary, a job is a regular activity performed in exchange for payment, especially as one's trade.  A ...

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Filed Under: Careers Tagged With: Career, Careers, Consumerism, financial decisions, financial literacy, Goal setting, Goals, information, Internship, Interviewing, Interviews, Job Search, lifestyle, Military, Resume, Wealth

Why is the Internet Important?

October 12, 2010 by Justin

What do you think about when you think about the Internet?  Some may think of the Internet as a place to email, or visit social networking websites such as Facebook, Linkedin, MySpace or Twitter.  Some use the Internet for maps, directions, to locate a business or find out about a business.  Some use the Internet for games, entertainment such as ...

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Filed Under: Lifestyle Tagged With: Budgeting, Career, Consumerism, financial decisions, financial literacy, Goal setting, Goals, information, interesting, Internet, Investing, Job Search, lifestyle, Money, Personal Finance, search, search engine, spending

How to Teach your Children about Money?

September 24, 2010 by Justin

My parents never taught me about money!  My parents were too busy making money to teach me much of anything.  I spent my time studying piano, practicing piano, and playing with my friends.  They were children of successful neighbors.  Maybe, I learned from them.  I do not think so!  Saturdays, I spent the day with my Mother at her retail store.  ...

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Filed Under: Money and Children Tagged With: allowance, Budgeting, Cash, Consumerism, Credit cards, debt, Finance, financial decisions, financial literacy, Frugal Living, Goal setting, Goals, Investing, major purchases, Money, Savings, spending, Wealth

Are Financial Decisions Common Sense?

September 21, 2010 by Justin

Most of us received little or no education or training in making financial decisions.  Smart financial decisions require analysis and careful attention to detail.  We need the knowledge and skills to evaluate options and identify those that fit our needs and circumstances.  Where do you get the skills and knowledge to understand money?  ...

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Filed Under: Managing Money Tagged With: Budgeting, Cash, Credit cards, Finance, financial literacy, Frugal Living, Goal setting, Investing, Money, mortgages, Personal Finance, Savings, Wealth

Only Suckers Pay Retail

August 19, 2010 by Justin

Who pays full price for a car?  No one!  Yet there are stories of people paying over list price for high demand vehicles such as Toyota Prius.  Do you negotiate prices in every purchase?  Of course not, that would be too much trouble.  So when would it be worth it?  There are two (2) categories of purchases that would be worth negotiating a better ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Consumerism, Finance, financial decisions, financial literacy, frugal, Frugal Living, Goals, information, Investing, lifestyle, major purchases, Money, Personal Finance, Savings, spending, Wealth

Save $10 Per Day and Become a Millionaire

August 11, 2010 by Justin

Can you pass a candy or soda machine and not purchase something?  Can you go to the mall with your friends and not come home with something?  If your friends invite you to the movies, can you say no?  Do you spend your entire paycheck? Do you have long-term goals such as  buying a car, going to college or buying a home?   ...

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Filed Under: Investments, Managing Money Tagged With: Budget, Budgeting, Cash, financial decisions, financial literacy, Goal setting, Goals, Money, Personal Finance, Retirement, Savings, Wealth

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