As part of National Financial Literacy Month, learn how to establish and maintain healthy financial habits. The following are the most important skills that everyone should learn: ...
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Problem Solving 101
April is National Financial Literacy Month and recognized in the United States in an effort to teach Americans how to establish and maintain healthy financial habits. Problem solving is an important skill and can make a huge difference in your career and your life. It is a process of discovering, analyzing and solving problems. The goal is to ...
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Bringing Up Financially Smart Children
Many people have written about what to teach children about money. This is different because I developed these techniques and used them with my children. As parents, we want our children to be healthy, educated and happy. Do you want your children to face another financial crisis? More realistically, do you want your children to face a personal ...
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Budgeting is Still a Waste of Time
Back by popular demand, Budgeting is still a waste of time! Last week, I wrote an article called “Budgeting Is a Waste of Time”! I offered some suggestions about analyzing your expenses. Look at every expense and answer my three questions to determine if you should make any changes. What additional expenses need analysis? ...
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Free Money for Retirement
All statistics say that most people do not save enough money for retirement. Are you one of them? What are you going to do? Are you going to work longer? Are you going to cash out your house? Do you plan on taking a reverse mortgage? I may have a solution for you! ...
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Look Out, Danger Ahead!!!!!!
This weekend, it was 82 degrees in Southern California. Summertime in January! Every weekend I go for a 20 mile bike ride around the park. Beautiful weather brings out everybody, so it was crowded on the bike path. When I pass, I warn people that I am coming up on their left to let them know I am there for their and my safety. In California a ...
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Questions that Make You Think!
Why are questions important? When someone asks a question, they are generally curious, or want an answer. For example, when will dinner be ready or what time will the bus arrive? Sometimes questions require more questions or you just think about the answer. Sometimes you use questions to learn information about something or someone or to just ...
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If you won the Lottery, What Would You Do?
Every time I buy a lottery ticket, I play this mental game of what I would do if I won! I allow myself to fantasize for a couple of hours or a day, the few times I bought tickets. Lotteries draw many people, but few win. I don’t think I ever saw a rich person win. The background of many winners is generally hard working people or people with ...
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How to Start a Home Based Business
Are you looking for work? Do you have a skill that people want? Maybe now is the time to start a home based business. In many cases, it requires little or no money. What are you waiting for? What business should you start? Start with what you do well. Maybe you are new college graduate who would be a teacher, except no one is hiring. ...
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Why Teens Fail Financial Literacy Tests?
Teens admit to not knowing much about basic money skills, such as credit, investing and budgets, but what do they do? They are strongly influenced by their parents and friends. Is this positive? How do they spend their money? Do they save? Do they learn how to handle money responsibly? Where do I start? ...
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