Term life insurance is my choice, should it be yours? We all know that life insurance is important, so it is a matter of choice which one is right for you. If you are young, healthy and expect to stay that way, term life insurance should be your choice. Does that mean, whole life insurance is out? No, but there are a few things to consider ...
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How Students with NO Credit History, Can Begin to Build a Financial Record
As young adults graduate from high school, most lack the financial history they need to qualify for credit cards, car loans, or even apartment rentals. Students face an uphill battle, as they need a solid payment history in order to qualify for new credit or loans. There are a few strategies that can help young build their financial record early, ...
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My Show Is Always On
24/7 and no matter where I am, my show is always on. It doesn’t end there; every form of entertainment is available no matter where you are. Access to information is no longer limited to a desktop or a specific location. It is no surprise that we are mobile and have access to a lot of information. You can do almost anything, but what do you do? ...
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Budgeting Is Easy!
I think budgeting is easy! The traditional definition of a budget is an estimate of income and expenses for a set period of time. A budget for me is a structure for achieving a financial goal. It helps you track your income and how you spend your money. My approach is to start with my financial goal and I make changes in my spending to ...
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Debt Is a Four Letter Word
Debt Is a Four Letter Word because it drains you! It drains your money, resources and limits your choices. Everyone knows that debt caries hefty interest rates. Credit card debt, personal loans, car loans or mortgages are debt with various interest rates. What can you do? ...
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Friday Night Links: New Year’s Edition
Friday Night Links New Year’s Edition marks the beginning of a new year or the end of the current year. Where did this year go? It seems as though 2011 just started and now it is ending. There is certainly sadness about ending the year and excitement about starting the New Year. Are you looking forward to the New Year? ...
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Friday Night Links: Holiday Edition
Friday Night Links Holiday Edition is about family and friends! Retailers may not agree with me since their focus is selling a lot of things! Family and friends are always important in my life, but this time of year it is particularly important. Holidays were the times for vacations and getting together with friends. It still is! ...
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What is Rich?
Have you ever wondered what is rich? This may be the hardest question to answer because everyone defines it differently. Gallup (from an article on MSN Money) surveyed more than 1,000 adults and found that a person needs to have an annual salary of $150,000 and have a net worth of $1 million to feel wealthy. Are you surprised? ...
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Small Changes
Why small changes can make a difference? Have you figured it out yet? Do you think it takes big sweeping changes like cutting up your credit cards, fasting, or stop shopping to take control of your life? If you do, I would like to open up the discussion and prove to you that small changes are much more effective. ...
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I Want to be a Rock Star!
I want to be a Rock Star! Who wouldn’t want to be a Rock Star? You make a lot of money! Have a large number of adoring fans. Girls want you! Everybody wants to know you. Is it the fame or money? Maybe it is the power that goes with fame and money that is so intoxicating! ...
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