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Making Sense of Money

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Money Matters: Saving

May 27, 2015 by Justin

Saving is income not spent or deferred consumption. Saving involves reducing expenditures such as recurring costs in terms of personal finance. It is the first step to achieve your financial goal. It may be to purchase a car, a down payment for your first home, vacation, or retirement. If you are like most people, life gets in the way of saving for ...

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Filed Under: Goals Tagged With: Budget, Budgeting, financial decisions, Goal setting, Goals, information, interesting, Personal Finance, Planning, Savings, Values

The History of Ecommerce: From Cattle to Bitcoin

May 22, 2015 by Justin

Do you remember Diner’s Club cards? How about those old online shops that only had a few buttons and products for you to choose from? Each time you had to punch in your credit card number. It wasn’t like today where we can save a credit card number to a profile and use it numerous times into the future. ...

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Filed Under: Uncategorized Tagged With: financial decisions, Goal setting, Goals, interesting, Personal Finance, Planning, Stretching your Money, Wealth

Retirement, Planning the Emotional Side

May 20, 2015 by Justin

Retirement planning is more than your financial needs! I retired (achieved financial independence) about thirty-eight (38) years ago and understand this better than most people. I am just two (2) years away from retiring again and thinking about what I will do in retirement. There are a lot of things that come to mind, but enough about me. What are ...

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Filed Under: Careers Tagged With: Budget, Budgeting, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Retirement, Savings, Values, Wealth

Why Get a College Degree?

May 18, 2015 by Justin

Why get a college degree?  You would expect a high return on investment (ROI), if you attended Harvard, Yale or MIT. Even if you received a degree from a no name university.  A lot of families are thinking about this question, whether you are a high school senior or just graduated.   Finding a job in this economy is tough and paying off student ...

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Filed Under: Careers Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Job Search, Personal Finance, Planning, Resume, Retirement, Savings, Values, Wealth

What Is the Best Career for You?

May 15, 2015 by Justin

The best career is when you match your skills and interests. You could look for careers that have high growth such computer technology, healthcare, biotechnology, fire or police. After all, they are high paying and there is more opportunity for promotion. It sounds great, but if you are not interested and do not have the skills you will not be a ...

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Filed Under: Careers Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Interviewing, lifestyle, Personal Finance, Planning, Resume, Savings, Values, Wealth

Have You Ever Thought of Politics as a Career?

May 13, 2015 by Justin

Have you ever thought of politics as a career? There are a lot of jobs that pay well with excellent health benefits and other perks. Similar to many public service careers, you have a lot of time off too. Many of the high profile careers are elected positions, but not all. Every city, county and state also has similar positions to run their ...

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Filed Under: Careers Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Interviewing, Personal Finance, Planning, Resume, Values, Wealth

Goals in One Word

May 11, 2015 by Justin

That’s right, pick one word for your goals! Goals are something I do every day all year long. I know a lot about goals because I achieved all the important ones in my life. I know that sounds a little arrogant, but it is true. I was not my high school valedictorian nor did I graduate college phi beta kappa either. I was just the most determined ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, interesting, Personal Finance, Planning, Retirement, Savings, Values, Wealth

Would You Change to Make Millions?

May 8, 2015 by Justin

Would you change to make millions? Saving for your retirement can be impossible unless you know what to do.  Putting money into a 401K is a no brainer, but where do you find the money? Small changes in your spending can achieve $1-2,000,000 over your lifetime. You can start today! ...

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Filed Under: Goals Tagged With: Budget, Budgeting, financial decisions, Goal setting, Goals, information, interesting, Personal Finance, Planning, Savings, Stretching your Money, Values, Wealth

Never make Excuses!

May 6, 2015 by Justin

Excuses avoids responsibility! When you fail, do you make excuses?  Do you take responsibility for your actions or blame others?  What is your excuse for poor performance?  Excuses keep you from looking at the real problem!  Excuses will make you give up!  Do you start out with good intentions and tolerate poor results? No one ever excused his way ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Retirement, Savings, Values, Wealth

Do You Follow the Rules?

May 4, 2015 by Justin

“Know the rules well, so you can break them effectively." (Dalai lama XIV) Yes, I am suggesting to break the rules! This is coming from someone who likes rules.  After all, rules create structure, limits and avoid chaos.  Rules create expectations, discipline and define actions.  Don’t we want the other car to stop a t the red light? If you know ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Careers, financial decisions, Goal setting, Goals, interesting, Personal Finance, Values

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