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Christmas can be an expensive time of the year for many families. You have to buy gifts, and then entertain family and friends. However, to avoid going into debt and needing to get help from places like Debt Free Direct, here are some tips to have Christmas on a budget. ...
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Friday Night Links: Money Edition
I have always liked money! Who doesn’t like money? Well, there are a lot of you. What do you mean you ask? If you really liked money, you would treat it better! I like money so much that I rarely use it. Strange, but true! I rarely use it because it is working for me. Some may call it passive income others call it investments. Do you ...
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Why Refinancing your Mortgage Can Be Beneficial
If you have been finding it increasingly difficult to pay the bills or have sudden expenses that have pushed you into further debt, it's time to start thinking about your financial options. One solution is to meet with experts at a firm such as Lombard Odier in order to restructure your assets and receive legal or tax advice. Homeowners also have ...
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Do Your Best!
I remember my parents telling me to do your best! Everyone can try to do their best. Too often, something prevents us. It could be lack of skills, experience or effort. Too often your past prevents you from success. If you do not have the skills to succeed and fail constantly, you are unlikely to keep trying. Next step is giving up or ...
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Friday Night Links: Do Something Edition
Do something is the most important phrase you will ever learn! Do anything is similar, but different. Something is one of a few choices you would make. Anything implies an infinite set of possibilities. If you are not doing something, you are doing nothing. If you are trying to lose weight, do something! If you want more money, do ...
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When Do You Have Enough?
How do you know when you have enough? Is this one of those questions that has no answer? No, it depends on you! If you think this is a diatribe on savings, forget about it! I am talking about happiness! Nirvana! Financial Freedom! Are you interested? Personal and financial achievements are important parts of my life. It should be yours ...
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The 3 U’s of Success
The 3 U’s of Success is the twenty-first in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn’t get on a bus, train or plane without knowing where it ...
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Loans for High Risk Borrowers
If you have a bad credit history, or are considered a high risk borrower, getting a loan without any hassle may be next to impossible. People who have a poor credit history may simply get rejected by lenders, or if they do get accepted, the lender usually asks for so many documents, that it becomes next to impossible for the borrower to arrange ...
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The 3 R’s of Success
The 3 R’s of Success is the eighteenth in a series of articles to help you reach your goal. What are your goals? I know you thought about it! You know, it is your dream, wish or resolution you made! Before you can get to where you want to be, you need to know where you are going. You wouldn't get on a bus, train or plane without knowing where it ...
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There Is No Such Thing as a Free Lunch (TINSTAAFL)
Free lunch was commonplace in the mid 1800s in saloons when you bought a drink. It was an enticement to come into the saloon and buy drinks. The price of food was included in the price of the drinks. The acronym TINSTAAFL coined much later to express that you do not get something for nothing! Even when things appear free, there is always a ...
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