What do you do when the unexpected happens? Things happen and you cannot do much about it. You cannot plan for every expense, but you can plan for the unexpected! You can set aside savings for the unexpected as an emergency fund. Things happen such as illness or your car breaks down. You probably have some savings, but not enough. If you ...
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Friday Night Links: Fraud Edition
I was a victim of online fraud! Not in the usual sense, but read further for the whole story. I started shopping online a couple years ago because it is easy and I can find the lowest prices by just using a shopping bot. Although I am hardly a big time shopper, I have bought a variety of products online. ...
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Individualized, Personalized and Customized Marketing!
Individualized, Personalized and Customized Marketing is driving me nuts! I am a baby boomer and tired of all the marketing directed to me. I am not an AARP member, but I get solicitations from AARP routinely several times a year since I turned 50 years old. If AARP were the only solicitation, I could just throw it out! Maybe it is what these ...
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Friday Night Links: Hot Hot Hot Edition
Los Angeles is hot hot hot! The heat has finally made it West. It is not unusual in southern California to have temperatures over a hundred degrees this time of year, but it lasting longer this year. Humidity drops to low 20s or sometimes single digits. Fires become common thanks to the winds that cause the higher temperatures. In the last few ...
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Buy New Appliances and Save Money!
Yes, I am saying to buy new appliances and save money. Recently, I bought a new refrigerator to replace a nineteen (19) year old refrigerator. It was freezing up and leaking water from the freezer. It just didn’t make sense to repair because of the age and we wanted a stainless steel one to match relatively new dishwasher. I hate shopping for ...
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Cash Is King or Is It?
If cash is king, why do we keep inventing new ways to pay for things? Mobile payments, debit cards and let’s not forget credit cards. There are a variety of credit cards such as cash back, rewards, charge cards, travel, affinity, low interest and airline to name just a few. A recent survey (Rasmussen Reports) indicates 43% of adults stopped ...
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Friday Night Links: Kindle Edition
I got a Kindle for Father’s Day! I know, what is the big deal? A few years ago, my children started buying me gifts that I would not buy for myself. It started with an iPod and went from there. I received the Kindle early because my daughter is on vacation. After charging it, I looked for some books on the library website. Odd, I know to look ...
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There Is No Such Thing as a Free Lunch (TINSTAAFL)
Free lunch was commonplace in the mid 1800s in saloons when you bought a drink. It was an enticement to come into the saloon and buy drinks. The price of food was included in the price of the drinks. The acronym TINSTAAFL coined much later to express that you do not get something for nothing! Even when things appear free, there is always a ...
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Friday Night Links: Pizza Edition
I have been searching for New York pizza in Los Angeles since I arrived here nearly 42 years ago. I have found it several times in various locations in and around Los Angeles. The most recent was terrific little place run by an ex New Yorker just five (5) miles from home. The crust just tastes different when it is an authentic New York pizza. I ...
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Friday Night Links: Desk Chair Edition
Why is a desk chair so important? Do you have back problems? Which came first the back problems or a bad chair? I worked in an office almost my entire working life and had good and bad chairs. Although I had a very good desk chair, it was not appropriate to sit in it for hours. After just a few hours, my posterior was numb and I needed a ...
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