Your credit score is a number. But it is a very important number. It could stand between you and that house you’ve been wanting to buy, the car you want to rent for a holiday or any sort of dream purchase you’ve been pining for. However it’s nothing but a number. So keeping it stable and around the same place, or even increasing it, is paramount. ...
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Simple Steps to Buying a Quality Surround Sound System for Your Living Room
Although the factory speakers that came with your high-definition television are somewhat sufficient and acceptable, they simply don’t provide you with the booming bass and overall surround sound experience that you anticipated having within your home when you first purchased the HD TV. Fortunately, there are several simple steps that you can take ...
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Manage your money competently to stay away from debt dilemmas
Personal finance management is something which requires much of your attention. You just can’t afford to be too casual with finance management as this casual behavior may lead you to serious debt problems. That’s why you must make it a point to take care of your financial obligations and manage debts on time so that you can live a financially ...
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How to Think Rich and Be Rich
You're in your 20s or 30s, you have student debt, you've accumulated some credit card debt and it looks like you'll never be able to buy a home. There is a way to think about money that can help solve these problems. Our thoughts precede actions and actions precede results. So let's start by changing your thoughts. ...
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I Think I Found the Ideal Dating Service!
In case you are wondering, I am not dating! I just thought I should share some information about a dating service that answers the money issue. You won’t have to ask your date about money because you will know their credit score! As a service to my readers, I thought I would dedicate some time to discuss dating services and does it answer the ...
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The Best Balance Transfer Credit Cards of Q2 2013
It’s tax season and that probably means you have your finances front and center in your mind. The deadline for filing your taxes just passed and you won’t have to worry about them for another year. However, since you’ve been thinking about your finances, now is a good time to take a look at your credit card situation.  Do you have credit card debt? ...
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Breaking Down Consumer Loans
In economics, consumer debt is outstanding debt of consumers, as opposed to businesses or governments. In macroeconomic terms, it is debt which is used to fund consumption rather than investment. It includes debts incurred on purchase of goods that are consumable and/or do not appreciate. Debts that are owed as a result of purchasing goods that are ...
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Happy Holidays
The holidays are family time. Holidays in many parts of the world means vacation. In my former (CFO) career, the end of year was the busiest. When I worked in the electronics/computer industry, the week between Christmas and New Years was a company shutdown. In other words, we had paid time off, except I generally worked some days to prepare ...
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How to Shop for the Holidays
Have you started to shop for the holidays? Here we are again, the holidays are here and the day after Thanksgiving is the official opening of the season. A couple retail stores are talking about starting on Thanksgiving. This confirms we are a consumer oriented country! I know some of you have started already. Here are my five (5) tips for ...
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Christmas on a Budget
The following is a guest post.
Christmas can be an expensive time of the year for many families. You have to buy gifts, and then entertain family and friends. However, to avoid going into debt and needing to get help from places like Debt Free Direct, here are some tips to have Christmas on a budget. ...
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