Money, what is it? Would it surprise you to learn men and women view money differently? The standard definition for money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socioeconomic context. Money is officially-issued legal tender consisting of currency and ...
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Failure Is an Industry!
There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your ...
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Reasons Why Life Insurance Can Be Denied
Applying for life insurance is an important process that every adult with dependents should do. It’s as detailed of a process as applying for health insurance. There are three possible outcomes: approved, postponed, or denied. A postponed application means you may need to provide additional documentation or have a second test. If you know these top ...
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Why I Do Not Carry Cash?
I stopped carrying cash! I stopped for one very simple reason, I would spend it. Nine (9) percent of people do not carry any cash at all! Have we finally become a cashless society? Most people prefer credit or debit cards to actually using cash. It may the reason Apple has developed their Apple Pay payment system. Although there are still cash only ...
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25 Money Savings Tips for Everyone
These are 25 money saving tips, I use daily/weekly/monthly and they work! I learned at a very early age that I needed to save my money to get the things I wanted. Notice, I said the things I wanted. My parents provided the things I needed! Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more. Start making ...
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How to Save Money – Everywhere
Saving money is my passion! I consider myself a value shopper although I do very little actual shopping. Do I do extreme couponing or camp out at sales? No, that would be a waste of time since I do very little shopping. My grade as a consumer is probably “F”. I am not a minimalist, but I try to maximize value from my purchases with very little ...
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Hobbies Can Be Expensive!
Hobbies take time and money! My wife's garden is only forty-eight (48) square feet and she spends hours in it every week. It is flowers, plants, herbs and even a few vegetables. I am not complaining because she enjoys it! Hobbies are supposed to be enjoyable and a distraction from your day to day activities. Hobbies can also be expensive, addictive ...
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Get Rich as an Employee!
Are CEO’s the only ones who get rich working for someone else? No, there are many millionaires who are lucky enough to work in the technology industry. Are they the only ones? There are many more who are part of the IPO (Initial public offering) when a company goes public. There are still more who go to work in certain industries that do very well ...
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The Best Financial Adviser is You
Do you really need a financial adviser? What do you expect a financial adviser to do for you anyway? You can get a fee only adviser to prepare a financial plan and still fail! A financial plan is just a set of financial goals based on your information! It is just a matter of setting goals and monitoring your progress. Some may call it child's play. ...
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CAMP Is the New Acronym for Retirement Readiness!
CAMP is not a place with temporary accommodations of huts, tents, or other structures, typically used by soldiers, refugees, prisoners or travelers. When I was a child, I went to camp to escape the New York summers. CAMP is not a destination! If you do not know what CAMP is, you should! CAMP is a way of realistically measuring your retirement ...
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