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Making Sense of Money

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My 2014 New Year’s Resolutions – Review

December 29, 2014 by Justin

I decided to take a different approach when I formed my 2014  New Year’s Resolutions. I may have stacked the deck in my favor, but I will offer no apologies!  As I reflect on my results, I am happy with almost all of them!  I succeeded with all, but one!  I think the difference was what goals I included in my New Year's Resolutions. I learned much ...

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Filed Under: Goals Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Retirement, Values, Wealth

Future: Perfect!

December 22, 2014 by Justin

My future is perfect for me! In English, we use future perfect tense to talk about actions that will be finished before some point in the future. In my case, it is less than three (3) years away. My future is certain, however the duration is not! I planned for thirty (30) years in retirement just in case I am right! I plan to have a perfect ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, debt, financial decisions, Goal setting, Goals, information, interesting, Investing, lifestyle, Personal Finance, Planning, Retirement, Savings, Stretching your Money, Values, Wealth

Why I Love Taxes!

December 19, 2014 by Justin

I love taxes which is a huge paradigm shift for me!  I used to hate taxes so much that I used the tax code to reduce my taxes to zero.  Yes, that is right, I paid zero taxes for a very long time legally!  When you invest in assets, you can depreciate them and use depreciation to reduce your taxes.  Is that the only way to reduce your taxes?  No, ...

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Filed Under: Investments Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Investing, Personal Finance, Planning, Retirement, Savings, Values, Wealth

How Do I Get Rich and Successful Friends?

December 17, 2014 by Justin

Rich and successful friends will make you rich!  In a conversation attributed to F Scott Fitzgerald and Ernest Hemingway, Fitzgerald said “The rich are different from you and me.”  Ernest Hemingway responded:  “Yes, they have more money.”  Believe it or not the money is not what you want from rich people, but the connections and what you can learn ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Money, Personal Finance, Planning, Values, Wealth

Failure Is an Industry!

December 15, 2014 by Justin

There are industries that encourage failure! Do companies really want you to fail or quit? Not every company! For example, insurance companies, particularly property and casualty companies want you to pay for the insurance and never make a claim. When you make a claim, they do everything to slow down the process before they have to pay you for your ...

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Filed Under: Interests Tagged With: Budget, Budgeting, Career, Careers, Cash, financial decisions, Goal setting, Goals, information, interesting, lifestyle, Personal Finance, Planning, Values, Wealth

How to Prepare for a Lunch Interview?

December 5, 2014 by Justin

How to prepare for a lunch interview? You made it through your first interview!  Your second interview is over lunch with your perspective new boss.  It is at a great restaurant near their office and you have been there before.  What do you need to know?  What will the employer look for? Remember, you are not there for the food! You need to answer ...

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Filed Under: Careers Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Interviewing, Job Search, Personal Finance, Planning, Resume, Values, Wealth

Are You Networking during the Holidays?

December 3, 2014 by Justin

Holiday Networking are you crazy? It is the holidays and it should be enjoyable! You are probably invited to parties where you can make connections and make next year better for your career. Whether you are happy with your career or need a change, make the most of this holiday season networking opportunities. ...

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Filed Under: Careers Tagged With: Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Job Search, Personal Finance, Planning, Resume, Values, Wealth

6 Habits for Success

December 1, 2014 by Justin

Habits are more important than decision making.  "Winning is a habit. Unfortunately, so is losing." (Vince Lombardi).  All of us have good and bad habits.  A habit is a recurrent, often unconscious pattern of behavior that is acquired through frequent repetition.  Little things like your morning coffee, exercise, getting up early, reading or ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Personal Finance, Planning, Savings, Values, Wealth

If You Want to Earn More Money, Start with your Career

November 24, 2014 by Justin

Do you have to work more to earn more money?  Many financial experts suggest starting a business, getting a second job, or a side hustle.  Is this really the solution?  Is the alternative to just spend less?  Have you thought about how to earn more money without leaving your day job?  Do you need more money to pay down debt or is it just a sign of ...

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Filed Under: Uncategorized Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Job Search, Personal Finance, Planning, Values, Wealth

Do You Have What It Takes to be an Entrepreneur?

November 21, 2014 by Justin

Are entrepreneurs born or made? You can take a class or earn a degree!   I grew up in an entrepreneur incubator!  Both my parents had thriving businesses and did not have the benefit of any college classes in entrepreneurship.  I think if you interviewed them, they would tell you it was experience.  They were passionate and did not know they could ...

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Filed Under: Goals Tagged With: Budget, Budgeting, Career, Careers, financial decisions, Goal setting, Goals, information, interesting, Investing, Personal Finance, Planning, Savings, Values, Wealth

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