Rich people are cheap! I normally avoid generalizations, but here a few examples to prove my point. J. Paul Getty, a certified oil billionaire had a pay telephone in his home, Warren Buffet drives a Cadillac (replaced his 8 year old car last year), and Donald Trump has his wife cut his hair. Sure, you do not have to be rich to be cheap or frugal. ...
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What is Prosperity and how do you get there?
Economic prosperity is not really a road! In fact, it may not be much more than a path. It is not a location and it can only lead you to a goal. It is filled with many curves, dead ends, U-turns, attractions, amusements, distractions and pitfalls. Google or Yahoo maps will not help you get there! It starts with a goal and a plan. It is taking ...
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Annual Checkup – Your Financial Health
Is your financial health important to you? If your answer is no, stop here! I learned a long time ago that I cannot influence everyone so I focus on the people who realize that my information is important to them. An annual checkup involves a physical examination, laboratory tests, vital signs and monitor any changes in health. An examination of ...
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Negotiating Is Easy!
When you ask a question, you are negotiating!   Negotiation is a dialogue between two or more people or parties intended to reach an understanding, resolve point of difference or gain advantage in outcome of dialogue, to produce an agreement upon courses of action, to bargain for individual or collective advantage. Don’t you negotiate all the time ...
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Can You Live without these Things?
I can live without these things and I am okay!! You make New Year’s Resolutions to lose weight, set goals or budget and you need to make choices. So it is a very relevant question!  What will you give up to achieve your goals? It could range from dessert, sleep to exercise, dining out or entertainment. Here are ten (10) things I can live ...
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How to Become More Interesting and Successful
A new year is interesting! It just seems a new year should start out with something interesting to stimulate your thinking. It all starts with you! How can you make yourself more interesting at work, social situations and with friends and family? It starts with what you do, how you do it and how well you do it. This is the best time to make changes ...
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The difference between a wish and a goal is a plan!
The difference between a wish and a goal is a plan!  About thirty-six (36) years ago, I created my plan to achieve financial independence. I set my goals to reach them in about nine (9) years and I beat it by two (2)! I was laser focused on my goals to the point of having daily tasks and monitoring them weekly/monthly. Life is complicated, but I ...
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If you are not making mistakes, you aren’t doing anything!
If you do not make mistakes, you are not trying hard enough! If you’re not making mistakes, then you’re not doing anything. I’m positive that a doer makes mistakes. (John Wooden) I  saw an interview of Sara Blakely, founder of Spanx (a multi-million dollar undergarment company). She said her Dad asked her every day what mistakes she made. He ...
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The Best of Krantcents for 2014
The "best of" may be a misnomer, but it is based on statistics or my opinion! I decided to showcase a variety of articles that you may find worthwhile to read again or for the first time. Who knows, you may uncover a hidden gem that changes your life.  I decided to do this because I am continuing to make some changes and thought you may like to ...
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My 2015 New Year’s Resolutions
My 2015 New Year’s Resolutions will be different again! Normally, I do not make New Year’s Resolutions because I do not believe in them. Why wait for a particular date to resolve or promise to make changes? Changes such as weight loss, quit smoking or drinking, get out of debt, or something else can start at anytime. What are you doing about your ...
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