My good health warranty expired!. I am at an age (68 years old) when my warranty expired long ago! I am referring to the manufacturer’s warranty I noticed little things are starting to either malfunction or are worn out. I have excellent healthcare, but I need to take action. What does this have to do with personal finance? Everything! ...
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6 Habits for Success
Habits are more important than decision making. "Winning is a habit. Unfortunately, so is losing." (Vince Lombardi). All of us have good and bad habits. A habit is a recurrent, often unconscious pattern of behavior that is acquired through frequent repetition. Little things like your morning coffee, exercise, getting up early, reading or ...
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Seven Personal Finance Red Flags to Avoid
A red flag is an indicator of potential problems. It means danger, stop or caution because of something ahead of you. In personal finance there are a number of things to watch for or avoid to be successful. They are things that we all go through, but should pay attention to and avoid. Financial statements are a record of your financial ...
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Ten Thanksgiving Day Facts
Happy Thanksgiving to all of you. Do not eat too much, spend too much time with family or spend too much on Black Friday! I really hope you do not spend too much! We will spend Thanksgiving with family and friends. My house is filled with the East Coast relatives, our children and even a Guest dog. Our children came to visit and we all join ...
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If You Want to Earn More Money, Start with your Career
Do you have to work more to earn more money? Many financial experts suggest starting a business, getting a second job, or a side hustle. Is this really the solution? Is the alternative to just spend less? Have you thought about how to earn more money without leaving your day job? Do you need more money to pay down debt or is it just a sign of ...
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Do You Have What It Takes to be an Entrepreneur?
Are entrepreneurs born or made? You can take a class or earn a degree! I grew up in an entrepreneur incubator! Both my parents had thriving businesses and did not have the benefit of any college classes in entrepreneurship. I think if you interviewed them, they would tell you it was experience. They were passionate and did not know they could ...
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It Is Time for Year-End Tax Planning
It is time for year-end tax planning! You can do something about your tax bill just by doing a little tax planning. There is plenty of time to make a difference in your tax bill by just following these suggestions. Everybody knows they should do something, but they do not because either they do not know what to do or do not take the time to do it. ...
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Win or Lose
Win or lose is not universal! “In war, you win or lose, live or die – and the difference is just an eyelash.” (Douglas MacArthur) “The price of success is hard work, dedication to the job at hand, and the determination that whether we win or lose, we have applied the best of ourselves to the task at hand.” (Vince Lombardi) How do you measure ...
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How an Online MBA Could Pay for Your New House
Business professionals who earn an MBA reap benefits for their hard work. They assuredly earn a higher income and take the fast track to improved career opportunities. An awareness of the factors that affect salary and job options helps prospective students plan for success. ...
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Goals You Will Never Achieve
Athletes, successful business people, and achievers set goals! Stop procrastinating or you will find yourself never achieving anything. Goals should be specific, measurable attainable, realistic and timely. SMART goals are a framework for setting goals! Any goal that you want to achieve requires consistent effort over time or it will remain just a ...
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