If you invest as little as $2,000 a year in a tax deferred account for six (6) years, you will become rich! When you are twenty-two (22) years old, you are not thinking about retirement, but you should. Time is the most important part in investing, it balances stock market volatility, mistakes and you cannot make up time! What do you need to do? ...
Keep Reading
25 Simple Changes to Save Money
These are 25 simple changes to save money, I use daily/weekly/monthly and they work! I learned at a very early age that I needed to save my money to get the things I wanted. Notice, I said the things I wanted. My parents provided the things I needed! Previously, I wrote “10 Changes Can Make Millions” and I thought I would share some more. ...
Keep Reading
5 Traits of an Entrepreneur
Am I entrepreneur? Do you have what it takes to be a successful entrepreneur? Can you learn how to be an entrepreneur? Yes! So what is stopping you? Sooner or later, you will toy with the idea of starting your own business. I know because I started investing in income property a long time ago. I will share some of my experiences as an ...
Keep Reading
How to Cut your Expenses
Cutting your expenses may provide some insight how to save money. Some people would call me cheap! Others may say I am frugal! I think of myself as value conscious! I hate to spend more money for something than I need to. I divide my expenses into wants and needs which helps to set priorities. My approach may cause you to rethink how you spend ...
Keep Reading
Have you Broken your New Year’s Resolutions Yet?
Have you Broken New Years Resolutions yet? I know, it is only the twentieth (20) of February, but who's counting? It is way too soon for you to give up! Am I right or wrong? Your resolutions are still too fresh in your mind to quit this early. So this year, you will succeed. Don't you want to achieve your goal? Whether it is a financial, ...
Keep Reading
How to Buy Investment Property
Finding a good investment property is no easy task! Many people buy a home to raise a family, a hedge against inflation or flip and make a quick profit. There are still others who buy homes as an alternative to investing in the stock market. It may be a vacation home or a rental property, but it is still an investment! If you want to find a ...
Keep Reading
Is Your Best Enough?
I remember my parents telling me to do your best! Everyone can try to do their best. Too often, something prevents us. It could be lack of skills, experience or effort. Too often your past prevents you from success. If you do not have the skills to succeed and fail constantly, you are unlikely to keep trying. Next step is giving up or ...
Keep Reading
Ways Mobile Phones Can Help Manage Expenses
Have you looked at the apps available for smartphones lately? There are apps that can do everything from turn lights on and off in your house to compiling a grocery list for preparation of your favorite meal. It only makes sense that in the sea of apps, there is also a plethora of applications that can help track finances. ...
Keep Reading
The Road to Excellence
Excellence is a talent or quality which is unusually good and surpasses ordinary standards. According to Aristotle, “we are what we repeatedly do. Excellence, therefore, is not an act, but a habit.” Old habits are hard to break and new habits are difficult to form. Habits can either benefit or hurt the goals you set for yourself. How are your ...
Keep Reading
Are You Rich or Just acting Rich?
Are you rich or just acting rich? I know all your friends are spending the summer in the Hamptons and you just want to fit in or maybe you are trying to impress your girl. Whatever the reason, you do not have the break the bank to look wealthy and it is not what you think anyway. They tend to dress in classic clothes. They dress for comfort! ...
Keep Reading