Make No Excuses! When you fail, do you make excuses? Do you take responsibility for your actions or blame others? What is your excuse for poor performance? Excuses keep you from looking at the real problem! Excuses will make you give up! Do you start out with good intentions and tolerate poor results? Why? ...
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What is Rich?
Have you ever wondered what is rich? This may be the hardest question to answer because everyone defines it differently. Gallup (from an article on MSN Money) surveyed more than 1,000 adults and found that a person needs to have an annual salary of $150,000 and have a net worth of $1 million to feel wealthy. Are you surprised? ...
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Are You Ready to Be a Landlord?
Are You Ready to Be a Landlord? Interest rates are the lowest in more than sixty (60) years. Housing prices are the lowest we have seen in many years. Foreclosures are still happening daily. Is this the right time to buy real estate? ...
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Break the Rules!
Yes, I am suggesting to break the rules! This is coming from someone who likes rules. After all, rules create structure, limits and avoid chaos. Rules create expectations, discipline and define actions. Don’t we want rules? ...
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Money or Your Life?
Give me your money or your life? In the interest of full disclosure, this is not a hold up! Do you have to choose? Every personal finance expert talks about the need for a budget, reducing your debt and saving for retirement. After forty (40) years what do you have? ...
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5 simple ways to boost your savings
Becoming more fiscally disciplined need not be painful. Small changes are all it takes to yield big savings over the long haul. By implementing some of these ideas, you will notice the effects right away and your bank account will grow faster than you imagined. ...
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Small Changes
Why small changes can make a difference? Have you figured it out yet? Do you think it takes big sweeping changes like cutting up your credit cards, fasting, or stop shopping to take control of your life? If you do, I would like to open up the discussion and prove to you that small changes are much more effective. ...
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Are You Obsessed with Goals?
Are You Obsessed with Goals? If you are not, maybe you should! Obsession may be an exaggeration, but focus and concentration on your goals is the difference between success and failure. ...
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How I Cut My Expenses?
How I cut my expenses may provide some insight how to save money. Some people would call me cheap! Others may say I am frugal! I think of myself as value conscious! I hate to spend more money for something than I need to. My approach may cause you to rethink how you spend your money! ...
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How’s Your Money Smarts?
How’s Your Money Smarts? Did you know you can graduate college or get an MBA online and never take a class in personal finance? That includes the accounting, business and finance majors! Very few high school students can even take personal finance classes. Is money smarts important? ...
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