Do I need to budget for Halloween? Am I having a party? How many children do I expect to come to my house? Will I be there? Do I want to dress up for the children who come to my house? How scary should my costume be? Maybe I should dress up in vintage clothes and act like an old man! Oops! I am old and all my clothes are vintage! Let’s be ...
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What is the Difference between a Job and Career?
Most people do not see a difference between a career and a job. The first time you hear the word is when your father says get a job. It is usually in response to a teenager who wants a car when they turn 16 or 17 years old. According to the dictionary, a job is a regular activity performed in exchange for payment, especially as one's trade. A ...
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Why is the Internet Important?
What do you think about when you think about the Internet? Some may think of the Internet as a place to email, or visit social networking websites such as Facebook, Linkedin, MySpace or Twitter. Some use the Internet for maps, directions, to locate a business or find out about a business. Some use the Internet for games, entertainment such as ...
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How to Buy a Car
Buying a first car can be a scary experience! If you are like me, I knew a lot about the cars I liked. I could spot one of them at 50 yards. Buying a car requires much more! What is the right car for you? What is important in the car you purchase? How will the car be used? Do you need good gas mileage, room for 6, truck or a SUV? ...
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How to Get a Job in a Bad Economy?
The usual isn’t working! There are literally thousands of people applying for every job opening whether they are qualified or not. There are very qualified people looking for work! Although as a former employer, I preferred people who were employed versus the ones who were not. There was always some reason they lost their job you probably will ...
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Budgeting Made Simple for Teens
Budgeting is a foreign word to almost everyone, but especially teens. Budgeting requires discipline and know how to be successful. Preparing a budget is similar to learning a new language. First you learn the vocabulary then the grammar and finally you learn to speak by practice. What is the vocabulary, grammar and how do I practice? Let's ...
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Cheap Dates
I do not know about you, but I never have enough money! I learned how to impress women without spending a lot of money. It is easy to go out and buy a dozen roses and go to an expensive restaurant. You have to be creative to think of places to go on a date that can impress your date and not spend a lot of money. I am most familiar with New York ...
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How to Teach your Children about Money?
My parents never taught me about money! My parents were too busy making money to teach me much of anything. I spent my time studying piano, practicing piano, and playing with my friends. They were children of successful neighbors. Maybe, I learned from them. I do not think so! Saturdays, I spent the day with my Mother at her retail store. ...
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Are Financial Decisions Common Sense?
Most of us received little or no education or training in making financial decisions. Smart financial decisions require analysis and careful attention to detail. We need the knowledge and skills to evaluate options and identify those that fit our needs and circumstances. Where do you get the skills and knowledge to understand money? ...
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How to Have more Money in Your Pocket?
Are your expenses rising faster than your income? In these times of lower income, how do you reduce your expenses without changing your lifestyle. Do you feel that there is nothing you can do? Make a list of everything you buy each month. Ask yourself, what can you do to make a change? ...
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