The usual isn’t working! There are literally thousands of people applying for every job opening whether they are qualified or not. There are very qualified people looking for work! Although as a former employer, I preferred people who were employed versus the ones who were not. There was always some reason they lost their job you probably will ...
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Budgeting Made Simple for Teens
Budgeting is a foreign word to almost everyone, but especially teens. Budgeting requires discipline and know how to be successful. Preparing a budget is similar to learning a new language. First you learn the vocabulary then the grammar and finally you learn to speak by practice. What is the vocabulary, grammar and how do I practice? Let's ...
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Cheap Dates
I do not know about you, but I never have enough money! I learned how to impress women without spending a lot of money. It is easy to go out and buy a dozen roses and go to an expensive restaurant. You have to be creative to think of places to go on a date that can impress your date and not spend a lot of money. I am most familiar with New York ...
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How to Teach your Children about Money?
My parents never taught me about money! My parents were too busy making money to teach me much of anything. I spent my time studying piano, practicing piano, and playing with my friends. They were children of successful neighbors. Maybe, I learned from them. I do not think so! Saturdays, I spent the day with my Mother at her retail store. ...
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Are Financial Decisions Common Sense?
Most of us received little or no education or training in making financial decisions. Smart financial decisions require analysis and careful attention to detail. We need the knowledge and skills to evaluate options and identify those that fit our needs and circumstances. Where do you get the skills and knowledge to understand money? ...
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How to Have more Money in Your Pocket?
Are your expenses rising faster than your income? In these times of lower income, how do you reduce your expenses without changing your lifestyle. Do you feel that there is nothing you can do? Make a list of everything you buy each month. Ask yourself, what can you do to make a change? ...
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Is a College Education Worth It?
Recently, I read a Washington Post article discussing the value of a college education. The article asks the question: “Is bypassing college smarter than paying for a degree?” The article further states “The hefty price tag of a college degree has some experts worried that its benefits are fading.” The article focuses on the return on investment ...
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How to Get your Dream Job
If you are unemployed or thinking about making a change, what should you do? If you expect me to reveal my secret formula for how to get a job, read on. Instead, I am going to start with your resume. Most people reflect on what they have done and create a resume. Is that my secret? No! I want to change your thinking, so prepare to make a ...
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Are You Making a Good First Impression?
Whether it an interview, meeting a man or woman, or business situation, first impressions are everything! Everyone makes an instant judgment about you in less than 30 seconds. Think about it, you are walking down the street you notice something that bothers you. In an instant, you decide to cross the street. That instinct serves to protect you ...
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Can Real Estate Make You Rich?
Most people have a goal of someday owning a home. This is true whether it is a condo or a house. Even in these difficult times, everyone would rather own their home. There are three major obstacles to home ownership which are credit, down payment and the ability to handle the monthly payment. Credit is usually identified by FICO score. ...
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