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Making Sense of Money

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What is the Difference between a Job and Career?

October 15, 2010 by Justin

Most people do not see a difference between a career and a job.  The first time you hear the word is when your father says get a job.  It is usually in response to a teenager who wants a car when they turn 16 or 17 years old.  According to the dictionary, a job is a regular activity performed in exchange for payment, especially as one's trade.  A ...

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Filed Under: Careers Tagged With: Career, Careers, Consumerism, financial decisions, financial literacy, Goal setting, Goals, information, Internship, Interviewing, Interviews, Job Search, lifestyle, Military, Resume, Wealth

Why is the Internet Important?

October 12, 2010 by Justin

What do you think about when you think about the Internet?  Some may think of the Internet as a place to email, or visit social networking websites such as Facebook, Linkedin, MySpace or Twitter.  Some use the Internet for maps, directions, to locate a business or find out about a business.  Some use the Internet for games, entertainment such as ...

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Filed Under: Lifestyle Tagged With: Budgeting, Career, Consumerism, financial decisions, financial literacy, Goal setting, Goals, information, interesting, Internet, Investing, Job Search, lifestyle, Money, Personal Finance, search, search engine, spending

How to Buy a Car

October 8, 2010 by Justin

Buying a first car can be a scary experience!  If you are like me, I knew a lot about the cars I liked.  I could spot one of them at 50 yards.  Buying a car requires much more!  What is the right car for you?  What is important in the car you purchase?  How will the car be used?  Do you need good gas mileage, room for 6, truck or a SUV? ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Credit cards, financial decisions, Goals, Money, spending, Stretching your Money

How to Get a Job in a Bad Economy?

October 5, 2010 by Justin

The usual isn’t working!  There are literally thousands of people applying for every job opening whether they are qualified or not.  There are very qualified people looking for work!  Although as a former employer, I preferred people who were employed versus the ones who were not.  There was always some reason they lost their job you probably will ...

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Filed Under: Careers Tagged With: Career, Careers, financial decisions, Goal setting, Goals, Internship, Interviewing, Interviews, Job Search, Resume

Budgeting Made Simple for Teens

October 1, 2010 by Justin

Budgeting is a foreign word to almost everyone, but especially teens.  Budgeting requires discipline and know how to be successful.  Preparing a budget is similar to learning a new language.  First you learn the vocabulary then the grammar and finally you learn to speak by practice.  What is the vocabulary, grammar and how do I practice?  Let's ...

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Filed Under: Managing Money Tagged With: allowance, Budget, Budgeting, Cash, Finance, financial decisions, Frugal Living, Goal setting, Goals, Money, Personal Finance, Savings, spending, Wealth

Cheap Dates

September 28, 2010 by Justin

I do not know about you, but I never have enough money!  I learned how to impress women without spending a lot of money.  It is easy to go out and buy a dozen roses and go to an expensive restaurant.  You have to be creative to think of places to go on a date that can impress your date and not spend a lot of money.  I am most familiar with New York ...

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Filed Under: Managing Money Tagged With: Budget, Budgeting, Cash, Cheap, Dating, financial decisions, frugal, Frugal Living, Goal setting, interesting, Money, Personal Finance, Savings, spending, Stretching your Money

How to Teach your Children about Money?

September 24, 2010 by Justin

My parents never taught me about money!  My parents were too busy making money to teach me much of anything.  I spent my time studying piano, practicing piano, and playing with my friends.  They were children of successful neighbors.  Maybe, I learned from them.  I do not think so!  Saturdays, I spent the day with my Mother at her retail store.  ...

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Filed Under: Money and Children Tagged With: allowance, Budgeting, Cash, Consumerism, Credit cards, debt, Finance, financial decisions, financial literacy, Frugal Living, Goal setting, Goals, Investing, major purchases, Money, Savings, spending, Wealth

Are Financial Decisions Common Sense?

September 21, 2010 by Justin

Most of us received little or no education or training in making financial decisions.  Smart financial decisions require analysis and careful attention to detail.  We need the knowledge and skills to evaluate options and identify those that fit our needs and circumstances.  Where do you get the skills and knowledge to understand money?  ...

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Filed Under: Managing Money Tagged With: Budgeting, Cash, Credit cards, Finance, financial literacy, Frugal Living, Goal setting, Investing, Money, mortgages, Personal Finance, Savings, Wealth

How to Have more Money in Your Pocket?

September 17, 2010 by Justin

Are your expenses rising faster than your income?  In these times of lower income, how do you reduce your expenses without changing your lifestyle.  Do you feel that there is nothing you can do?  Make a list of everything you buy each month.  Ask yourself, what can you do to make a change?  ...

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Filed Under: Managing Money Tagged With: Budgeting, Cash, Consumerism, Finance, Frugal Living, Goals, Money, Personal Finance, Savings

Is a College Education Worth It?

September 14, 2010 by Justin

Recently, I read a Washington Post article discussing the value of a college education.  The article asks the question:  “Is bypassing college smarter than paying for a degree?” The article further states “The hefty price tag of a college degree has some experts worried that its benefits are fading.”  The article focuses on the return on investment ...

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Filed Under: Careers Tagged With: Budget, Career, Finance, Goal setting, Investing, Personal Finance, Savings, Wealth

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