Of the many aspects of your life that you are looking to improve, credit may not top the list, but that may not be a good thing. If you are looking to purchase or refinance a mortgage, get a personal loan, a better credit card, or even apply for a job these days, your credit score can give a picture of your entire financial outlook in three ...
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How to Start Your Finances on a High Note in 2018
Well, 2017 is over, and I’m probably guessing based on the average population, that you didn’t hit your resolution for last year. Most of us actually give up within the first few months of the year. Take a gym for instance, you see the beginning of the year packed, but as the year goes on you see less and less going, until eventually paying for a ...
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How to Live a Frugal Life on Purpose
How would you describe the word frugal? Cheap, poor, unhappy, miserable existence, etc.? Living a frugal life is not fun. Being a frugal person means that you don’t buy much versus a non-frugal person who spends every penny they have. With that being said, the word frugal is often misunderstood. Just because you are a frugal person does not mean ...
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Best Ways to Invest Casually in the New Year
Most people make New Year’s resolutions to save money or earn money. One of the smartest New Year’s resolutions the average income earner can make is to invest. There is such a thing as being too late to invest. Young people are highly encouraged to start investing because your money would have grown by the time you retire. If you wait until late ...
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Why It’s Smart to Use Your Credit Card for Christmas Shopping
It’s that time of the year, and whether you are one to have been procrastinating or not, now is crunch time to finish (or start for that matter), Christmas shopping, with 6 days until the big day. The days of price matching are probably limited these days since you are lucky enough to even have the product in stock. While it would have been nice ...
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Smart Purchases that Will Help Your Finances Now
No matter what age you are, striving to get ahead is important. You can have an emergency fund or be stuck doing plain green loans when you need quick cash when unexpected charges come up. Money is tight as it is, so in order to free up extra money, there has to be sacrifices in some areas. By making a few smart purchases, you can help your ...
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Save Money with Insurance Brokers
They always say there are only two things guaranteed in life. Those two things would be death and taxes. However, it is quite possible to add another. It is almost a guarantee that your insurance premiums will increase over time. Car insurance or health insurance, it does not matter. The premiums take over a bit more of your paycheck every ...
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Money Habits to Begin Taking Part In
No matter how much we think we do, we don’t always have all of the right answers when it comes to the finances, and since handling the household finances is a huge job, it’s always a good idea to bounce ideas off your successful family and friends, not to mention a professional, to make sure you that you are set up for success. The longer you ...
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Could Seasonal Investing Make You More Money?
When the light bulb moment happens and you decide to start investing you soon realize there are lots of ways you could get started. There’s real-estate, 401K’s, IRA’s, stocks, and many other choices, all with varying returns and associated risks.
Of course, one of the considerations that could influence your method of investment is how much ...
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Items that Make Sense to Buy at the Dollar Store
The dollar store can be a great place to find deals, but only if you selecting the right items. If you’re not careful and buy just because it’s a dollar, you can come home with inexpensive items that do not last long, laundry detergent that make your skin itch, or canned goods with questionable materials. If you can stay away from electronics, ...
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