When you’re staffing up a start-up, you’re working with an exciting blank slate: you have the chance to put together the team you’ve always wanted to make the business you’ve dreamed of a success. It’s important not to be blinded by the possibilities, and make sure your executive team is a highly competent and experienced group who will challenge ...
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Ways to Avoid Being a Cheapskate
There is a difference between blowing money on car accessories for girls, or being frugal to reduce unnecessary spending to free up extra money each month, to just being plain old cheap. While sure it is good to adjust expenses so that you can use the extra money for more important areas such as building an emergency fund or saving for retirement, ...
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A Few Tips on Reducing Monthly Expenses
When it comes to paying bills each month, you probably are just hoping that more money is coming in instead of going out, but if I asked you how much your utilities were, how much you spend in food, or gas, would you be able to say? If you can free extra money each month you can start asking whether a 401k vs ira is better and really start ...
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Try to Boost Your Credit with a Few Tricks
Of the many aspects of your life that you are looking to improve, credit may not top the list, but that may not be a good thing. If you are looking to purchase or refinance a mortgage, get a personal loan, a better credit card, or even apply for a job these days, your credit score can give a picture of your entire financial outlook in three ...
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How to Start Your Finances on a High Note in 2018
Well, 2017 is over, and I’m probably guessing based on the average population, that you didn’t hit your resolution for last year. Most of us actually give up within the first few months of the year. Take a gym for instance, you see the beginning of the year packed, but as the year goes on you see less and less going, until eventually paying for a ...
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How to Live a Frugal Life on Purpose
How would you describe the word frugal? Cheap, poor, unhappy, miserable existence, etc.? Living a frugal life is not fun. Being a frugal person means that you don’t buy much versus a non-frugal person who spends every penny they have. With that being said, the word frugal is often misunderstood. Just because you are a frugal person does not mean ...
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Best Ways to Invest Casually in the New Year
Most people make New Year’s resolutions to save money or earn money. One of the smartest New Year’s resolutions the average income earner can make is to invest. There is such a thing as being too late to invest. Young people are highly encouraged to start investing because your money would have grown by the time you retire. If you wait until late ...
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Why It’s Smart to Use Your Credit Card for Christmas Shopping
It’s that time of the year, and whether you are one to have been procrastinating or not, now is crunch time to finish (or start for that matter), Christmas shopping, with 6 days until the big day. The days of price matching are probably limited these days since you are lucky enough to even have the product in stock. While it would have been nice ...
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Smart Purchases that Will Help Your Finances Now
No matter what age you are, striving to get ahead is important. You can have an emergency fund or be stuck doing plain green loans when you need quick cash when unexpected charges come up. Money is tight as it is, so in order to free up extra money, there has to be sacrifices in some areas. By making a few smart purchases, you can help your ...
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Save Money with Insurance Brokers
They always say there are only two things guaranteed in life. Those two things would be death and taxes. However, it is quite possible to add another. It is almost a guarantee that your insurance premiums will increase over time. Car insurance or health insurance, it does not matter. The premiums take over a bit more of your paycheck every ...
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