If it were that simple to have perfect finances then there wouldn’t be any debt and everyone would have plenty of money to live off of during retirement, but the truth is, although it seems like common sense, even the simplest money rules to live by are being avoided. Time is money, and the longer you wait to start really focusing on the personal ...
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Low-Maintenance Ways of Supplementing Your Regular Income
No one complains about having a little bit of extra spending money, or a fund from which to cover debts while you continue living as you do. If you aren't comfortable with high levels of risk, supplementing your current income with a few "side projects" might be a way of having your cake and eating it too.
However, as we all know, there's no ...
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Business law: HR-Management and Social Media
It has become a trend to use social media while choosing personnel for the company. As it was shown in 2012 in Social Recruiting Survey, almost everybody who had got successful employment used social media. Particularly, nearly 93% had profiles in LinkedIn, 66% were active users of Facebook, and 54% wrote posts in Twitter. Is promising career ...
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Do No Harm: Safe Ways to Shave Your Crazy Health Care Costs
From insurance to simply paying for prescription medication, many of today’s Americans consistently face difficulty with the rising health care costs. In fact, the cost of general healthcare is expected to rise 6.5% this year alone, which will undoubtedly leave millions of low-income families struggling more than ever to afford the health care they ...
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How to Get Credit Card Payments Under Control
After making all of the bill payments in a month the last thing you want to do is make a credit card payment that eats up the rest of your money left over for that month. As you start to rack up your credit card balance, the larger the minimum payment will be, at which that will go little towards your principal balance and mostly to interest. If ...
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Smart Money Moves to Stay on Top Of
Certainly, there are traits that you should carry when it comes to your financial situation at any age, but as you progress into your career, you make (hopefully) more money, get a grasp on living expenses whether you decide to buy a home, get married, or have kids, it is good to re-evaluate your situation to ensure you are staying on top of your ...
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Stock Market Tech Tools: Top Apps for Investors of All Levels
Many people assume that stock market investing is only for financial experts or the very wealthy. Nothing could be further from the truth. Whatever your income or level of understanding of personal finances, you can start saving and investing your money wisely -- as long as you have the right tools and financial advice.
Stock market investing ...
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4 Ways to Build Credit for Those with No Credit
You can put on a fancy suit and act professional if you are looking for a loan, but your credit score is the first impression that you give as a borrower. Whether it is getting a credit card, a personal loan, or a mortgage when it is time to stop renting, your credit score will determine the amount of interest that you pay each month, that can add ...
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Positioning Your Business for What’s Over the Horizon
Having a "successful business" is really only a temporary state. In order for businesses to stay at the forefront of their industry, it has to be constantly evolving and adapting to the world as it changes. It's not even enough to be "with the times", nowadays you have to be before the times, constantly pushing the envelope of what is expected of ...
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Sustainable Health on a Budget
In some cases, losing weight can mean losing money out of the monthly budget. Between completely changing how you eat and engaging in more physical activity, some are scared of losing productivity while other are nervous about increased spending.
However, becoming "healthy" does not mean that all the sudden you will be spending all your savings ...
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