Some believe that setting a goal is a way to set yourself up for disappointment or failure. This isn't entirely true. Unachievable goals are those that can be damaging to your self-esteem and financial stability. However, setting realistic goals in order to achieve a larger picture can make all the difference in how you approach the task. You ...
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Taking a Loan vs Saving to Start Up a Business
Starting your own business is the dream of entrepreneurs all across the world. Everyone talks and considers starting their own business, but it takes serious guts to actually go out and do it. There are so many things that can potentially go wrong, and the fear of failure scares some from the potential success. There are countless different ways to ...
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The Best of Krantcents for 2013
The "best of" may be a misnomer, but it is based on statistics or my opinion! I decided to showcase a variety of articles that you may find worthwhile to read again or for the first time. Who knows, you may uncover a hidden gem that changes your life. I decided to do this because I am continuing to make some changes and thought you may like to ...
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My 2014 New Year’s Resolutions
My 2014 New Year’s Resolutions will be different! Normally, I do not make New Year’s Resolutions because I do not believe in them. Why wait for a particular date to resolve or promise to make changes? Changes such as weight loss, quit smoking or drinking, get out of debt, or something else can start at anytime. In fact, I started my mine during ...
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My 2013 New Year’s Resolutions – Review
I decided to take a different approach when I formed my 2013 New Year’s Resolutions. As I reflect on my results, I am disappointed with some of the results! The results were mixed at best! I worked on the commitment versus specific goals. I realized I made some mistakes and did not achieve the results I wanted. Sometimes, you learn more from ...
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Why It May Be best to Keep Working after Winning a Lottery
You are working hard, holding down a necessary job to keep a roof over your head and food on the table. You devote personal time to commute back and forth daily, and you’re just trying to keep the wolves from the door. Suddenly, the unthinkable happens. You purchased a winning lottery ticket and now you are a sudden multi-millionaire and your ...
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Is Buying a New Car Ever a Good Investment?
Many financial experts reject the notion of looking at a new car as an investment in the same way you would with a house. Unlike real estate, new cars tend to depreciate in value. In fact, they can lose 30-40% of their value within the first three years of ownership. Because of this fact, used cars are often seen as a better investment. They may ...
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The Best Small Investments for Future Cash Flows
It's no secret, we love money. If you don't profess your love for money, you surely recognize its importance. This is the reason people and professionals are always looking to increase their current cash flows with sound investments. As many of us are averse to risk when it comes to money, here a few of the best small investment options that are ...
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Happy Thanksgiving
Happy Thanksgiving! Thanksgiving is celebrated in the United States each year on the fourth Thursday in November. I was surprised to learn that as many as seven (7) other countries celebrate Thanksgiving. In the United States, the origin goes back to Plymouth, Massachusetts in 1621. Most celebrate with a huge meal of turkey with all the ...
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Everything Is Always on Sale!
Everything is always on sale seems like an exaggeration! If you are expecting to go to your local store and find absolutely everything on sale, you will be disappointed. Then again, you can find just about everything on sale somewhere. Online retailers are constantly discounting their products and there are always coupons for discounts and free ...
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