Whenever you’re looking to apply for a mortgage, auto loan
or lease, or even a job in some cases, your credit score is the first
impression to a potential lender. Not
only does your credit score decide your approval or denial on the loan itself,
but also the terms. The higher the
score, the more favorable interest rate you can receive, ...
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Ways You Are Wasting Money This Summer
Summer is definitely the time of the year when expenses start to rise. Not only with the electric bill going up having to run the air conditioner, but also spending more money on entertainment, whether it is summer trips, or having to pay for activities to occupy the kids while they are out of school. If you can avoid wasting money on some pretty ...
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5 Ways to Accomplish a Successful Household Budget
A budget is difficult to stick to, so hard that in fact a recent Gallup poll showed that one in every three American’s follow a household budget, so that means that two-thirds of the population have sort of a spending free for call. Scary when you think about. While tough, there are still a few ways to make sure you can accomplish a successful ...
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Three Wacky Pizzas you Secretly Want to Taste
What does the average pizza look like? Crust, thin or thick, depending on your preferences. Pizza sauce and cheese, to make it all stick together. Various toppings, from different cheese types to mushrooms, prosciutto or even pineapple (I personally love Hawaii Pizza). But, as usual, this is not written in stone. Unusual variations emerge from time ...
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Happy Memorial Day
Memorial Day is a federal holiday in the United States to remember the people who died while serving in the armed forces. It is observed every year on the last Monday in May. It was formerly known as Decoration Day and originated after the American Civil War to commemorate the soldiers who died during the war. It was a time to place an American ...
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The History of Ecommerce: From Cattle to Bitcoin
Do you remember Diner’s Club cards? How about those old online shops that only had a few buttons and products for you to choose from? Each time you had to punch in your credit card number. It wasn’t like today where we can save a credit card number to a profile and use it numerous times into the future. ...
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Never make Excuses!
Excuses avoids responsibility! When you fail, do you make excuses? Do you take responsibility for your actions or blame others? What is your excuse for poor performance? Excuses keep you from looking at the real problem! Excuses will make you give up! Do you start out with good intentions and tolerate poor results? No one ever excused his way ...
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Do You Follow the Rules?
“Know the rules well, so you can break them effectively." (Dalai lama XIV) Yes, I am suggesting to break the rules! This is coming from someone who likes rules. After all, rules create structure, limits and avoid chaos. Rules create expectations, discipline and define actions. Don’t we want the other car to stop a t the red light? If you know ...
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Teaching Financial Literacy to Kids
Since this is National Financial Literacy Month, I thought I would start with a definition. “Financial Literacy is the ability to make informed judgments and effective decisions regarding the use and management of money”. Too many Americans are insufficiently educated about their personal finances.Why is it important and when should you learn it? ...
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4 Ways to Make Money through Online Marketing and Save It
You can find several ways to make money online. One of the best ways to make money online is through online marketing.
Below are some ways that you could make money through online marketing. ...
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