Sure, it’s important to know what it means to put your money in either a 401k vs ira, after all, it’s your financial future that you’re talking about, what makes the most sense for you to maximize your potential income for when you do finally leave work for good, but it’s the choices you make today that could also make an impact. By freeing up ...
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Items You Can’t Skimp on Shelling Out the Money For
While opening a victoria secret credit card may not be essential to your finances, there are items that you are in need of taking care of, otherwise it could lead to financial or at least a mental strain that could cost more down the road to repair. There is a line between being frugal and cheap, where cheap tends to miss out on the important ...
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Ways to Avoid Being a Cheapskate
There is a difference between blowing money on car accessories for girls, or being frugal to reduce unnecessary spending to free up extra money each month, to just being plain old cheap. While sure it is good to adjust expenses so that you can use the extra money for more important areas such as building an emergency fund or saving for retirement, ...
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A Few Tips on Reducing Monthly Expenses
When it comes to paying bills each month, you probably are just hoping that more money is coming in instead of going out, but if I asked you how much your utilities were, how much you spend in food, or gas, would you be able to say? If you can free extra money each month you can start asking whether a 401k vs ira is better and really start ...
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Items that Make Sense to Buy at the Dollar Store
The dollar store can be a great place to find deals, but only if you selecting the right items. If you’re not careful and buy just because it’s a dollar, you can come home with inexpensive items that do not last long, laundry detergent that make your skin itch, or canned goods with questionable materials. If you can stay away from electronics, ...
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How to Save Money Around the Holidays
The holidays can be not only the most stressful time of the year when it comes to planning family get togethers, depending on the dynamic of the family, could be splitting time with many parties, on top of that, your wallet can take a huge hit during this spending peak of the year. During the months of November and December is where you can really ...
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Don’t Get Tricked Into Spending More
With spending money around the holidays virtually sending money out the window, it seems that retails may be tricking us to open our wallets even further. Before you go out shopping, it’s good to have a list, that way you can stick to the plan and save as best you can. No matter if it’s online shopping or retail, there is always the temptation to ...
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Using a Credit Card Makes Financial Sense
Having a credit card is a great responsibility, one that even seems odd that you can trust someone just out of high school in signing up for one. Just because you have a credit limit doesn’t mean that you can spend that much, in fact, you need to pay the balance by the statement due date otherwise you get charged interest, so it takes getting used ...
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Ways to Save at the Grocery Store
One of the best ways to cut down monthly expenses is to avoid going out to eat. Sure, it’s nice to have some serve, cook, and clean up after you, but you pay a premium price for that service. If you can go grocery shopping and prepare breakfast, lunch, dinner, and snacks at home, not to mention brewing morning coffee to fill up your travel mug on ...
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Smart Everyday Purchases to Make Life Better
We often are so worried about spending and saving money and how much we are going to have in our bank account that in actuality, it’s the life experiences that are important. Whether it is homebodies that don’t leave the four walls to experience life, or those that are even afraid to get out there, that by the time it’s all said and done, maybe it ...
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