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Making Sense of Money

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5 Ways to Tackle Comparison Shopping Like A Pro

April 25, 2019 by Justin

They say that variety is the spice of life, but adding digital services to the mix can make comparison shopping more overwhelming than it already can be. Type in almost any product or service, and you'll find lists that can run into the 1,000s. So how do you narrow down from there? Fear not! There are ways that you can optimize these platforms ...

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Filed Under: Spending

Items You Could Be Wasting Hard-Earned Money On

April 4, 2018 by Justin

Sure, it’s important to know what it means to put your money in either a 401k vs ira, after all, it’s your financial future that you’re talking about, what makes the most sense for you to maximize your potential income for when you do finally leave work for good, but it’s the choices you make today that could also make an impact.  By freeing up ...

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Filed Under: Spending

Items You Can’t Skimp on Shelling Out the Money For

February 17, 2018 by Justin

While opening a victoria secret credit card may not be essential to your finances, there are items that you are in need of taking care of, otherwise it could lead to financial or at least a mental strain that could cost more down the road to repair.  There is a line between being frugal and cheap, where cheap tends to miss out on the important ...

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Filed Under: Spending

Ways to Avoid Being a Cheapskate

January 25, 2018 by Justin

There is a difference between blowing money on car accessories for girls, or being frugal to reduce unnecessary spending to free up extra money each month, to just being plain old cheap.  While sure it is good to adjust expenses so that you can use the extra money for more important areas such as building an emergency fund or saving for retirement, ...

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Filed Under: Spending

A Few Tips on Reducing Monthly Expenses

January 18, 2018 by Justin

When it comes to paying bills each month, you probably are just hoping that more money is coming in instead of going out, but if I asked you how much your utilities were, how much you spend in food, or gas, would you be able to say?  If you can free extra money each month you can start asking whether a 401k vs ira is better and really start ...

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Filed Under: Spending

Items that Make Sense to Buy at the Dollar Store

November 16, 2017 by Justin

The dollar store can be a great place to find deals, but only if you selecting the right items.  If you’re not careful and buy just because it’s a dollar, you can come home with inexpensive items that do not last long, laundry detergent that make your skin itch, or canned goods with questionable materials.  If you can stay away from electronics, ...

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Filed Under: Spending

How to Save Money Around the Holidays

November 10, 2017 by Justin

The holidays can be not only the most stressful time of the year when it comes to planning family get togethers, depending on the dynamic of the family, could be splitting time with many parties, on top of that, your wallet can take a huge hit during this spending peak of the year.  During the months of November and December is where you can really ...

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Filed Under: Spending

Don’t Get Tricked Into Spending More

October 31, 2017 by Justin

With spending money around the holidays virtually sending money out the window, it seems that retails may be tricking us to open our wallets even further.  Before you go out shopping, it’s good to have a list, that way you can stick to the plan and save as best you can.  No matter if it’s online shopping or retail, there is always the temptation to ...

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Filed Under: Spending

Using a Credit Card Makes Financial Sense

September 26, 2017 by Justin

Having a credit card is a great responsibility, one that even seems odd that you can trust someone just out of high school in signing up for one.  Just because you have a credit limit doesn’t mean that you can spend that much, in fact, you need to pay the balance by the statement due date otherwise you get charged interest, so it takes getting used ...

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Filed Under: Spending

Ways to Save at the Grocery Store

September 20, 2017 by Justin

One of the best ways to cut down monthly expenses is to avoid going out to eat.  Sure, it’s nice to have some serve, cook, and clean up after you, but you pay a premium price for that service.  If you can go grocery shopping and prepare breakfast, lunch, dinner, and snacks at home, not to mention brewing morning coffee to fill up your travel mug on ...

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Filed Under: Spending

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