These days with so many eye-catching purchases to be made you need to have a strict budget and remove any unnecessary purchases in order to get ahead each month and hopefully have a little left over to put towards saving. Among those that can drain your wallet, there are a few purchases that can be deemed unnecessary and are definitely ...
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Ways to Spend Less on Your Food Budget
Your food budget can be a significant portion of your monthly allotted funds, and if not spent wisely it can really take away from other needed areas, or even worse, start racking up a credit call bill that you are not able to pay off. A way to add up huge savings is to stay out of the restaurants and actually prepare meals at home. Even as ...
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5 Ways of Planning a Wedding While on a Budget
According to The Knot, wedding prices are at an all-time high, even exceeding last year’s average by almost $3,000, reaching just over $35,000 for the average spent for one day celebrating of your matrimony. Not many have that much extra cash around, so if you have a wedding coming up, it is a good idea to try and save any way you can.
You ...
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5 Ways to Give a Little Cushion if Living Paycheck to Paycheck
According to a recent survey by the National Endowment for Financial Education, half of the American population lives paycheck to paycheck, with most of those troubles being from credit card debt being a top reason. Even if your debt is low, there is probably still plenty of money that is funneling out of your account on a monthly basis and you ...
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5 Ways to Save Now that Will Add Up Quickly
Contributing to a savings account and 401(k) is already a great start, but there are plenty of ways to save money in your daily routine that you may not realize that will not only save you money each month, but if you start now and put the savings off to the side, by summer you could be sitting on a small fortune.
Not Going to the Gym? Cancel ...
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5 Ways to Save Big in February
The holidays are over, which can be depressing by having to work full work weeks, but can also be upsetting to see the credit card statements come in the mail for the many purchases made when perhaps a little careless spending was occurring. Now that we are in full swing of 2017 it is time to get back on track and focus on saving money so we can ...
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Best Ways to Use Your Tax Return Refund
Tax season can be a stressful time, especially when it comes to owing any money back to Uncle Sam. Technically you should strive to even out at the end of the year, that would mean that you paid the right amount of taxes and received the maximum paychecks during the year. For those are getting a refund this year, considering not blowing the money ...
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Simple Money Saving Tips for 2017
The end of the year can be a reflection period, seeing how much (or little) you have in the bank, the balance carried on a credit card, and thinking of the needed home improvements that you need to save for. 2017 will be a good time to focus on the important spending, and a few money-saving tips may be able to help.
Start Eating at Home Instead ...
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How to End Bad Habits with Credit Cards
Having a credit card is a huge responsibility, and careless use could end up haunting you for years with poor credit scores, a mound of debt, paying only the interest. It is no wonder why you can start opening a credit card at age eighteen, trying to get you with debt early on. If you find yourself with bad credit card habits, now is the time to ...
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Better Than a Budget: A 12-Month Plan for Taming Your Ferocious Finances
It often feels good to have a good spring clean and finish a few tasks that you have been meaning to get around to for ages, and the same can be said of sorting your finances.
If you want something that goes beyond a budget, it might be that you are ripe for a shot at taming your ferocious finances once and for all, by giving yourself a 12-month ...
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