While it is definitely easy to go on a shopping spree in-person in retail stores, malls, etc., it is even easier to online, not having to leave the comfort of your own home, avoiding traffic and lines in stores. To add fuel to the fire, the online retailers throw in a few additional perks that can get you to spend even more, sometimes without ...
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Money Tips That Might Seem Like Common Sense But You’d Be Surprised…
If it were that simple to have perfect finances then there wouldn’t be any debt and everyone would have plenty of money to live off of during retirement, but the truth is, although it seems like common sense, even the simplest money rules to live by are being avoided. Time is money, and the longer you wait to start really focusing on the personal ...
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Do No Harm: Safe Ways to Shave Your Crazy Health Care Costs
From insurance to simply paying for prescription medication, many of today’s Americans consistently face difficulty with the rising health care costs. In fact, the cost of general healthcare is expected to rise 6.5% this year alone, which will undoubtedly leave millions of low-income families struggling more than ever to afford the health care they ...
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How to Get Credit Card Payments Under Control
After making all of the bill payments in a month the last thing you want to do is make a credit card payment that eats up the rest of your money left over for that month. As you start to rack up your credit card balance, the larger the minimum payment will be, at which that will go little towards your principal balance and mostly to interest. If ...
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4 Ways to Build Credit for Those with No Credit
You can put on a fancy suit and act professional if you are looking for a loan, but your credit score is the first impression that you give as a borrower. Whether it is getting a credit card, a personal loan, or a mortgage when it is time to stop renting, your credit score will determine the amount of interest that you pay each month, that can add ...
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4 Reasons to Use a Credit Card for All Purchases
It used to be that using a credit card for purchase was a bad thing. In fact, it used to be implied that using a credit card meant that you actually didn’t have the money and would put it on the card so you can worry about paying it off later. While that is true to the fact that you can pay later (usually takes a few weeks for the statement ...
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How to Cut Back On Spending So You Can Have More Savings
Are you tired of living paycheck to paycheck and worrying about where your next meal is going to come from? It seems this level of poverty isn’t unseen even in middle class areas. The prices of food, gas and other living expenses have risen without our salaries, making it harder for anyone to live a happy life. Your finances are what make you ...
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Picking One Out of Hundreds: Questions to Answer When Shopping for a New Car
Despite the obvious similarity that all cars have the same basic features as they come with an engine, four wheels and a steering wheel, they couldn’t be more different either, and there is a dazzling array of over four hundred new models entering the marketplace each year.
Trying to choose the one that is right for you has probably never been ...
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5 Ways to Prove You are a Financial Adult
Technically you are legally an adult once you hit eighteen years old, but when it comes to finances, what does it mean when you have grown up? If you are blowing every penny you have on unnecessary expenses, living beyond your means, and not saving a penny, then I would say that you have plenty of growing to do if you want to reach financial ...
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Should I Consider Filing for Personal Bankruptcy? A Brief Overview
If you are looking for a way to get a better handle on your finances, personal bankruptcy may be the best option available to you. There are two different types of bankruptcy available to individuals, and the type that you qualify for depends on your income and assets. You should also consider your future financial goals when determining if ...
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