The changes sweeping across corporate America over the past forty years have put average workers and society at risk. Many factors have adversely impacted our economy. One significant factor is that corporations have divested themselves of the responsibility of providing pensions for their employees. Instead, they put the responsibility squarely on ...
Keep Reading
Why Owing Money Isn’t a Financial Death Sentence
If you’re feeling overwhelmed by debt lately, rest assured you’re not alone in this experience. In fact, the average U.S. household carried more than $16,000 in credit card debt in 2016. This represents a 10 percent increase in a decade—a trend that’s expected to continue as we move further away from the recession. So, having debt by no means makes ...
Keep Reading
Ways to Save on Your Food Budget
With all of the monthly expenses piling up, it’s good to try and save every penny you can, as the more you can free up each month, the more you can put towards paying off debt, building an emergency fund, or saving for retirement. You may not think it’s worth looking into what you’re currently spending on food, but if you take a look at last ...
Keep Reading
Money Moves to Adapt Starting Now
While you can start working on an opinion outpost or two to try and round up some extra money, but if you can make adjustments with your daily finances is where you will have the best way to free up extra money to put to good use, now and setting yourself up in the future. We all want to continue our current lifestyle in retirement when we do ...
Keep Reading
What You May or May Not Know About Your 401k Account
While it’s always important to consult a tax professional if you need help with your best interest in your personal finances, as they are your nest egg that you're trying to build up, there are certain points that you certainly can take part in yourself. Freeing up extra money by dumping unnecessary expenses such as my adt is a great way to put ...
Keep Reading
How to Start Your Finances on a High Note in 2018
Well, 2017 is over, and I’m probably guessing based on the average population, that you didn’t hit your resolution for last year. Most of us actually give up within the first few months of the year. Take a gym for instance, you see the beginning of the year packed, but as the year goes on you see less and less going, until eventually paying for a ...
Keep Reading
Smart Purchases that Will Help Your Finances Now
No matter what age you are, striving to get ahead is important. You can have an emergency fund or be stuck doing plain green loans when you need quick cash when unexpected charges come up. Money is tight as it is, so in order to free up extra money, there has to be sacrifices in some areas. By making a few smart purchases, you can help your ...
Keep Reading
Save Money with Insurance Brokers
They always say there are only two things guaranteed in life. Those two things would be death and taxes. However, it is quite possible to add another. It is almost a guarantee that your insurance premiums will increase over time. Car insurance or health insurance, it does not matter. The premiums take over a bit more of your paycheck every ...
Keep Reading
Money Habits to Begin Taking Part In
No matter how much we think we do, we don’t always have all of the right answers when it comes to the finances, and since handling the household finances is a huge job, it’s always a good idea to bounce ideas off your successful family and friends, not to mention a professional, to make sure you that you are set up for success. The longer you ...
Keep Reading
Financial Myths to Watch Out For
Sure, everyone has an opinion and this is no shortage of that. There are plenty of theories going around about how to handle finances, but really, every situation is different, so there is always advice but maybe not be a “wrong” answer as much as there are more than one “right” answer. There are actually ideas that are said to be bad for your ...
Keep Reading