Millions of small business owners dream of incorporating.
They've heard or read that incorporation is the "holy grail" of the
world of commerce and has the power to bestow wealth the likes of Steph
Curry’s net worth, happiness, and sound sleep. For decades, there has been
a ton of misinformation floating around about what it means to incorporate ...
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Ways to Boost Your Savings
Especially now that the warmer weather is upon us it may
seem that money is just being printed these days, as quickly as it reaches your
account it’s gone. While it’s certainly important to take advantage of the life
experiences while you can, but there a line you can draw between spending too
much and holding onto too many pennies. You want to ...
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How to Prepare for Unexpected Expenses
Unexpected expenses are a fact of life. It is certain that there will be times when you need money and so you need to dip into your emergency fund. Creating a budget is a great way to keep your spending low and your emergency fund robust. But in some cases, budgeting will not save you from a financial emergency that you were not expecting. There ...
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When Is the Smart Time to Take Out a Personal Loan?
To
say there are people in this world that have no idea how to manage their
finances is a huge understatement. Whether there has to be better financial
awareness passed down from parents or more financial education classes in high
school and college, either would be a good step in remedying the situation. But
just because no one didn’t pull you ...
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Creating a Budget that Works
Budgeting is a bad word to a lot of people. Young people especially don't like to hear that they need to create a budget. It can be discouraging when they only have a certain amount of money each week or month. But it is essential to know how much money you have to deal with each month so that you can plan your spending. Planning your spending is ...
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How You Can Start Saving Money this Fall
Like most, summer meant the kids are out of school and probably consisted on taking plenty more trips than you would the rest of the year, even if that means traveling within your own state, the costs can still add up. While you’re still waiting for your final summer credit card statement to come in, now is the time when you can focus on ...
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Unlocking the Doors: These 5 Methods Will Increase Your Personal Loan Eligibility
Taking out a personal loan can feel like every part of your financial life is under the microscope. No matter how much or how little you are borrowing, your lender will scrutinise your application and come to a decision based on several key factors. Understanding these factors is key to increasing your personal loan eligibility.
Choose the Right ...
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Ways to Help Curb Your Overspending
By the time you have your paycheck deposited, pay bills, try to keep a little for entertainment, not to mention save for retirement, there sure isn’t a whole lot to go around. While it may be tough to admit, but if you find that you not only have more money going out than coming in, or if you aren’t giving yourself a cushion for an emergency fund, ...
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Bookkeeping: DIY or Outsourcing? What’s Better for Your Finances?
While some might automatically equate saving money on their business with doing something themselves, others will easily admit that only a seasoned professional will be able to do their accounting properly.
And to be honest, there are arguments for both sides. But like always, there are a lot of things to consider to make one side or the other ...
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Financial Buffers: Why You Need Them and How to Create One
Budgeting is a tried and true method for effectively managing your finances. It provides a clear outline of how much money you have coming in and going out within a 30-day period. Though there are many ways to budget, some people opt for a zero-based budget method. This is essentially where every cent you make is allocated to an expense or ...
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