Budgeting is a bad word to a lot of people. Young people especially don't like to hear that they need to create a budget. It can be discouraging when they only have a certain amount of money each week or month. But it is essential to know how much money you have to deal with each month so that you can plan your spending. Planning your spending is ...

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Like most, summer meant the kids are out of school and probably consisted on taking plenty more trips than you would the rest of the year, even if that means traveling within your own state, the costs can still add up.  While you’re still waiting for your final summer credit card statement to come in, now is the time when you can focus on ...

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Taking out a personal loan can feel like every part of your financial life is under the microscope. No matter how much or how little you are borrowing, your lender will scrutinise your application and come to a decision based on several key factors. Understanding these factors is key to increasing your personal loan eligibility. Choose the Right ...

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By the time you have your paycheck deposited, pay bills, try to keep a little for entertainment, not to mention save for retirement, there sure isn’t a whole lot to go around.  While it may be tough to admit, but if you find that you not only have more money going out than coming in, or if you aren’t giving yourself a cushion for an emergency fund, ...

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While some might automatically equate saving money on their business with doing something themselves, others will easily admit that only a seasoned professional will be able to do their accounting properly. And to be honest, there are arguments for both sides. But like always, there are a lot of things to consider to make one side or the other ...

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Budgeting is a tried and true method for effectively managing your finances. It provides a clear outline of how much money you have coming in and going out within a 30-day period. Though there are many ways to budget, some people opt for a zero-based budget method. This is essentially where every cent you make is allocated to an expense or ...

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There will be times that you may not need a public adjuster because the damage is so minimal that hiring one wouldn’t make sense, but when the moment arises that you need one because you can't sort it on your own, you should understand the fees and structure associated with an expert public adjuster in Miami. Before anything, you must decide ...

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The changes sweeping across corporate America over the past forty years have put average workers and society at risk. Many factors have adversely impacted our economy. One significant factor is that corporations have divested themselves of the responsibility of providing pensions for their employees. Instead, they put the responsibility squarely on ...

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If you’re feeling overwhelmed by debt lately, rest assured you’re not alone in this experience. In fact, the average U.S. household carried more than $16,000 in credit card debt in 2016. This represents a 10 percent increase in a decade—a trend that’s expected to continue as we move further away from the recession. So, having debt by no means makes ...

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With all of the monthly expenses piling up, it’s good to try and save every penny you can, as the more you can free up each month, the more you can put towards paying off debt, building an emergency fund, or saving for retirement.  You may not think it’s worth looking into what you’re currently spending on food, but if you take a look at last ...

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