Handling personal finances is one of the most critical life skills that every person should have. Many people get excited when they get money, and they can easily make poor spending decisions causing them to experience extreme financial challenges. Although some recover from this situation, many people continue to experience financial problems for ...
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Sometimes You Just Need a New Wallet (And Other Life Lessons)
There’s a lot of financial advice out there -
and some of it is really, really good. We like to think that we publish some of
it. We like to think that some of it finds its way home to
readers like you and is found helpful. But today, members of our contributing
staff (who are working from home not because of shelter-in-place restrictions
but ...
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Funding Your Side Hustle Without Going Into Serious Debt
This day and age, most people have more than one
income source to afford the lifestyles they want (and to pay for things they
need). Working a full-time job and supporting a family can take up a great deal
of time and energy, which is why most opt to start a side hustle. From cutting
hair and babysitting to providing professional services and ...
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Managing Your Money to Enjoy Life Today and Tomorrow
Nearly two-thirds of the
workforce is one paycheck away from poverty. If you think about it, those are
unbelievable statistics. This number consists of those who make modest amounts
of money and those who make exceptional amounts of money. What this reveals is
that far too many people don't understand how to manage money. Listed below are
a few ...
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Complex money issues? Make it easy with Iban Wallet
No one is a stranger to financial
challenges and problems. They tend to happen with people in different degrees
and at separate points in time for that matter. We can unanimously agree that
we need money to achieve many of our goals but also for financial independence
at the same time.
When we refer to financial independence,
it means ...
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Should You Incorporate Your Small Business?
Millions of small business owners dream of incorporating.
They've heard or read that incorporation is the "holy grail" of the
world of commerce and has the power to bestow wealth the likes of Steph
Curry’s net worth, happiness, and sound sleep. For decades, there has been
a ton of misinformation floating around about what it means to incorporate ...
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Ways to Boost Your Savings
Especially now that the warmer weather is upon us it may
seem that money is just being printed these days, as quickly as it reaches your
account it’s gone. While it’s certainly important to take advantage of the life
experiences while you can, but there a line you can draw between spending too
much and holding onto too many pennies. You want to ...
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How to Prepare for Unexpected Expenses
Unexpected expenses are a fact of life. It is certain that there will be times when you need money and so you need to dip into your emergency fund. Creating a budget is a great way to keep your spending low and your emergency fund robust. But in some cases, budgeting will not save you from a financial emergency that you were not expecting. There ...
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When Is the Smart Time to Take Out a Personal Loan?
To
say there are people in this world that have no idea how to manage their
finances is a huge understatement. Whether there has to be better financial
awareness passed down from parents or more financial education classes in high
school and college, either would be a good step in remedying the situation. But
just because no one didn’t pull you ...
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Creating a Budget that Works
Budgeting is a bad word to a lot of people. Young people especially don't like to hear that they need to create a budget. It can be discouraging when they only have a certain amount of money each week or month. But it is essential to know how much money you have to deal with each month so that you can plan your spending. Planning your spending is ...
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