Financial planners have a big hate going for bankruptcy. They almost universally nay-say it and point to the many alternatives. CPAs and attorneys, on the other hand, often speak of the advantages to filing bankruptcy and are quick to point out the "fresh start" aspect of the move. But it's a fact that too many consumers view bankruptcy as a magic ...
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Living without Credit Cards: Pros & Cons
You’ve probably heard lots of people’s opinions about credit cards by now. Some American consumers swear by them, touting them as the secret to building credit and paying for purchases in installments. Others view credit cards as the gateway to debt—eschewing them for old-fashioned cash spending or preferring to use a debit card that’s linked ...
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Ways to Boost Your Savings
Especially now that the warmer weather is upon us it may
seem that money is just being printed these days, as quickly as it reaches your
account it’s gone. While it’s certainly important to take advantage of the life
experiences while you can, but there a line you can draw between spending too
much and holding onto too many pennies. You want to ...
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How to Prepare for Unexpected Expenses
Unexpected expenses are a fact of life. It is certain that there will be times when you need money and so you need to dip into your emergency fund. Creating a budget is a great way to keep your spending low and your emergency fund robust. But in some cases, budgeting will not save you from a financial emergency that you were not expecting. There ...
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5 Ways to Tackle Comparison Shopping Like A Pro
They say that variety is the spice of life, but adding
digital services to the mix can make comparison shopping more overwhelming than
it already can be. Type in almost any product or service, and you'll find lists
that can run into the 1,000s. So how do you narrow down from there? Fear
not! There are ways that you can optimize these platforms ...
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When Is the Smart Time to Take Out a Personal Loan?
To
say there are people in this world that have no idea how to manage their
finances is a huge understatement. Whether there has to be better financial
awareness passed down from parents or more financial education classes in high
school and college, either would be a good step in remedying the situation. But
just because no one didn’t pull you ...
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How to Continue to Boost Your Credit Score
Whenever you’re looking to apply for a mortgage, auto loan
or lease, or even a job in some cases, your credit score is the first
impression to a potential lender. Not
only does your credit score decide your approval or denial on the loan itself,
but also the terms. The higher the
score, the more favorable interest rate you can receive, ...
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Creating a Budget that Works
Budgeting is a bad word to a lot of people. Young people especially don't like to hear that they need to create a budget. It can be discouraging when they only have a certain amount of money each week or month. But it is essential to know how much money you have to deal with each month so that you can plan your spending. Planning your spending is ...
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Driving With Style: 6 Reasons Why People Like Ford Cars so Much
Do you want to buy a new car today? You may do the worst for failing to consider Ford. Ford company has transformed to be a focused, disciplined and car leaders in the global market. Here are six reasons why people like Ford cars so much.
Ford is Cheap
Historically, industries have traded up to 10 times the earnings. That sounds reasonable at ...
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Boost Business Growth With Alternative Financing
All businesses need money to get started. However, most businesses that apply for traditional funding are rejected. In fact, only 39 percent of businesses that apply for traditional funding are approved. There are a number of other financing options for you.
Short-Term Business Loans
Short-term business loans are typically taken out for 12 to 18 ...
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