Not everyone is great at managing money; sometimes following a budget is difficult without reminders, and monitoring investments feels like a full-time job. If you’ve got a smartwatch, especially the Apple Watch, then a number of apps are available to help you manage your money, whether that means checking your accounts for deposits and payments, spending within your budget, or keeping track of your investments.
Banktivity (formerly iBank) is the simple solution to managing your finances. You can synch all your accounts to display in Banktivity so that checking on them is easy. See how your investments are doing with a few taps on your smartwatch. Set up budgets and categorize your money so you can track how well you’re sticking to your financial plan. Banktivity costs $9.99 and will sync to both your iPhone and your Apple Watch.
Get a free budget-management app when you download Mint. Attach your credit card balances and view them next to your bank statements and investments on your smartwatch or phone. The smartwatch version will track your spending and send you advice on how to better stay within your budget. You can also set it up to alert you when it’s time to pay a bill. When you need daily reminders to stay within your budget, Mint is the best place to get them.
When you need to create one-time budgets, make Unspent your go-to app. Set a dollar amount for each budget (like a friend’s birthday or a night out on the town), which your Apple Watch will display via a simple interface. Editing your budget from T-Mobile’s Apple Watch is simple; you just deduct the amount of money you’ve already spent from the existing budget, and Unspent displays the money you have left. Using T-Mobile’s fast network, keeping track of weekend budgets and vacation money is simpler than ever.
When all you want is a simple way to spend within your budget, download the Pennies app. A simple user interface features bright colors and simple notifications. The app lets you know how much you have to spend each day, sends you reminders to track your finances, and even adjusts to different currencies if you’re traveling between countries.
Image via Apple.com
The spare change investment app Acorns is a great way for new and hesitant investors to try out investing without going through a financial firm or paying a lot of fees. Signing up for Acorns is simple, and managing your Acorns account is easy on your smartwatch. The Apple Watch app shows you how much you have in your account, how much you’ve invested in the last month, and lets you deposit money into your investment account with a few taps.
The Citi Mobile app is a popular smartwatch offering. In the Apple Watch version, you can log in with the press of your fingerprint. Or keep the app open in the background so you can check your finances whenever you need to. Along with your account balance and any recent activity, the Citi Mobile app on your smartwatch will also tell you the location of nearby ATMs so you don’t have to use a suspicious ATM or pay fees at another bank.
Bank of America – Mobile Banking
Monitor your bank account’s activity with Bank of America – Mobile Banking. The Apple Watch app offers a simplified version of the iOS and Android apps. Check your account balance and set the app to alert you to any account activity via your watch. When you’re simply trying to monitor your spending and keep track of suspicious activity, this app is golden.
Keeping track of your money doesn’t need to involve spreadsheets and envelopes anymore. With your accounts linked through the right apps, your smartwatch becomes your hub for keeping track of your bank accounts, your budget, and your investments. Take advantage of notifications and stay on top of exactly how much you have in your accounts and daily budget with these great apps.