Whether you are from Texas or not, you can’t help but admire the growth in the economy. Businesses are flocking to the area to establish a base. Many businesses are moving there from environments that may not have been as welcoming to businesses. That isn’t the only reason the Texas economy is seeing growth, and in this article, we are going to ...
Keep Reading
Maintaining a Good Credit Score: Are Soft Credit Inquiries Harmful in Any Way?
You worked hard to get your credit score exactly where you want it to be. Now, you want to do everything you can to keep that number where it is. But what about inquiries? When financial institutions or others check out your credit score, won’t it go down? The answer is both yes and no, as we examine the difference between hard and soft credit ...
Keep Reading
Liability and Business: What is General Liability Insurance and What Can It Do for You?
A list of recommendations of the insurances you need for commercial coverage cannot be complete without General Liability Insurance. Covering the costs of claims like bodily injury as well as those of advertising and property damages filed against you, it is one of the best plans you can buy for your micro-business.
Without this critical ...
Keep Reading
Ways to Help Curb Your Overspending
By the time you have your paycheck deposited, pay bills, try to keep a little for entertainment, not to mention save for retirement, there sure isn’t a whole lot to go around. While it may be tough to admit, but if you find that you not only have more money going out than coming in, or if you aren’t giving yourself a cushion for an emergency fund, ...
Keep Reading
Bookkeeping: DIY or Outsourcing? What’s Better for Your Finances?
While some might automatically equate saving money on their business with doing something themselves, others will easily admit that only a seasoned professional will be able to do their accounting properly.
And to be honest, there are arguments for both sides. But like always, there are a lot of things to consider to make one side or the other ...
Keep Reading
Financial Buffers: Why You Need Them and How to Create One
Budgeting is a tried and true method for effectively managing your finances. It provides a clear outline of how much money you have coming in and going out within a 30-day period. Though there are many ways to budget, some people opt for a zero-based budget method. This is essentially where every cent you make is allocated to an expense or ...
Keep Reading
What Should a Public Adjuster Be Charging Me?
There will be times that you may not need a public adjuster because the damage is so minimal that hiring one wouldn’t make sense, but when the moment arises that you need one because you can't sort it on your own, you should understand the fees and structure associated with an expert public adjuster in Miami. Before anything, you must decide ...
Keep Reading
3 Things No Retirement Planner Should Be Without
The changes sweeping across corporate America over the past forty years have put average workers and society at risk. Many factors have adversely impacted our economy. One significant factor is that corporations have divested themselves of the responsibility of providing pensions for their employees. Instead, they put the responsibility squarely on ...
Keep Reading
Why Owing Money Isn’t a Financial Death Sentence
If you’re feeling overwhelmed by debt lately, rest assured you’re not alone in this experience. In fact, the average U.S. household carried more than $16,000 in credit card debt in 2016. This represents a 10 percent increase in a decade—a trend that’s expected to continue as we move further away from the recession. So, having debt by no means makes ...
Keep Reading
Ways to Save on Your Food Budget
With all of the monthly expenses piling up, it’s good to try and save every penny you can, as the more you can free up each month, the more you can put towards paying off debt, building an emergency fund, or saving for retirement. You may not think it’s worth looking into what you’re currently spending on food, but if you take a look at last ...
Keep Reading