Budgeting is a tried and true method for effectively managing your finances. It provides a clear outline of how much money you have coming in and going out within a 30-day period. Though there are many ways to budget, some people opt for a zero-based budget method. This is essentially where every cent you make is allocated to an expense or ...
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3 Things No Retirement Planner Should Be Without
The changes sweeping across corporate America over the past forty years have put average workers and society at risk. Many factors have adversely impacted our economy. One significant factor is that corporations have divested themselves of the responsibility of providing pensions for their employees. Instead, they put the responsibility squarely on ...
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Why Owing Money Isn’t a Financial Death Sentence
If you’re feeling overwhelmed by debt lately, rest assured you’re not alone in this experience. In fact, the average U.S. household carried more than $16,000 in credit card debt in 2016. This represents a 10 percent increase in a decade—a trend that’s expected to continue as we move further away from the recession. So, having debt by no means makes ...
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Ways to Save on Your Food Budget
With all of the monthly expenses piling up, it’s good to try and save every penny you can, as the more you can free up each month, the more you can put towards paying off debt, building an emergency fund, or saving for retirement. You may not think it’s worth looking into what you’re currently spending on food, but if you take a look at last ...
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The Efficiency of Day Trading Chat Rooms
Day trading is not for those that dislike challenges. Day trading molds you into a very smart, very intense, very rich person by taking techniques and strategies that make sense and give you the path to success. When you spend time in day trading chat rooms, you begin to learn the ins and outs of trading with like-minded people. People that ...
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Items You Could Be Wasting Hard-Earned Money On
Sure, it’s important to know what it means to put your money in either a 401k vs ira, after all, it’s your financial future that you’re talking about, what makes the most sense for you to maximize your potential income for when you do finally leave work for good, but it’s the choices you make today that could also make an impact. By freeing up ...
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Money Moves to Adapt Starting Now
While you can start working on an opinion outpost or two to try and round up some extra money, but if you can make adjustments with your daily finances is where you will have the best way to free up extra money to put to good use, now and setting yourself up in the future. We all want to continue our current lifestyle in retirement when we do ...
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Three Reasons to Work From Home
With the spread of digital communications, it’s increasingly clear people don’t need to be in an office together to get great results. International businesses use video conferencing and cloud sharing to collaborate on projects across time zones - if you can work closely with a colleague in Japan, there’s no reason you can’t get a day’s work done ...
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Items You Can’t Skimp on Shelling Out the Money For
While opening a victoria secret credit card may not be essential to your finances, there are items that you are in need of taking care of, otherwise it could lead to financial or at least a mental strain that could cost more down the road to repair. There is a line between being frugal and cheap, where cheap tends to miss out on the important ...
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Costly Credit Card Mistakes You Could be Making
Before you go checking out what the aaa membership cost will run you, it might be a good idea to take a look at your whole financial picture and look where you can reduce expenses, anything from monthly bills, spending money, to making the tough sacrifices in order to free up extra money. When it comes to credit cards, if you’re not using the ...
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