If you are looking at your bills and know that your bank account is running dry, you are going to be like many others trying to figure out how to make ends meet. There are loans available for major expenses, but emergencies often leave people only needing a few hundred dollars. When you have an emergency and need money, there are ways to get it.
It used to be that you had only your friends and family to talk to when you needed quick cash. However, crowdfunding now offers the ability to set up donation sites where people can donate money for a cause. These sites allow you to enter your information, how much money you need, and why you need it. Then you can share the donation page with your friends, family, and social networks to have people send the money to a secure site. It will take longer for you to get the money, but you are not penalized for not reaching your goal and you get to keep every donation you receive.
Sell Your Items
It is extremely likely that you have more belongings than you really need. Go through your clothes, toys, and other belongings that you have and list them on eBay or Craigslist. You can even use social media sites to sell your items, or hold an old-fashioned garage sale. There are also stores that will pay you to recycle cell phones or ink cartridges, so talk to local electronic or office supply stores.
When you donate plasma, you are often paid for it. You will need to make sure that you meet the requirements and have not donated blood or plasma recently. The Red Cross has set recommendations that are followed by most centers, so this is an option you have every month or two. Most places do not pay people to donate blood, but there are a few that will. You can often find donation clinics near you by contacting your local plasma center.
The best part about freelance work is you are often paid a lot faster and more often than contract work. You can find many jobs that pay the same day of service, such as TaskRabbit or TaskEasy. You can also become a rideshare driver, that pays weekly. The benefit of freelance work is you will set your own hours, so you can do it in addition to other jobs.
Rent Your Stuff
If you do not mind strangers in your space, you can rent out rooms in your home. You can also rent out your garage, parking spots, or equipment you have in the house. Many people are looking to borrow lawn care equipment, such as trimmers, mowers, and carpet cleaning devices. If you have been asked by someone to borrow it, consider creating a contract and get money for it.
If you are waiting for your first paycheck or have an emergency in between paydays, a payday loan is an option that is available. These loans are often small and have high interest rates. However, you rarely need to have anything more than a checking account, a job, and a permanent address. You can find payday loan places online as well, but they may take up to a day to deposit the money into your account.
Participate in Trials
Medical companies are always looking for focus groups for clinical trials. Research testing, whether for food, new drugs, or other products, is a way to make quick cash. The amount varies based on the trial, but can be thousands of dollars if a lot of time is involved. You will need to make sure that you are completely honest during the application process, and understand the requirements you are agreeing to.
Anytime you are in need of money, always turn to what you have to offer first. If you can take photographs, consider selling stock photographs to websites. Before you jump for a loan, get creative to see what you can be paid for first.