The Best Small Investments for Future Cash Flows

by Krantcents · 25 comments

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It’s no secret, we love money. If you don’t profess your love for money, you surely recognize its importance. This is the reason people and professionals are always looking to increase their current cash flows with sound investments. As many of us are averse to risk when it comes to money, here a few of the best small investment options that are best for your future returns.

Claim Your Name in Cyber Space

In the last decade, we have truly mastered using the internet to our advantage. There are countless examples of internet based start-up companies or quick ways to earn cash online. While many of these internet opportunities are available, only a certain few are worth your time.

Purchasing a domain name, or several, is a seemingly simple task that can foster a large reward. Remember the internet is global so companies all over are looking to attract attention via keywords and common domain names. Often, these companies will make offers to acquire the domain name and this can result in a generous return if you decide to part ways.

Even large corporations like Yahoo are actively selling off domain names to raise cash. Be creative and take a chance. Dissect your industry of interest and make the small investment of purchasing a domain; remain active and involved like with any other investment, and your domain(s) could reap a generous reward.

Invest in a Government Bond 

Go buy a government bond! While this is boring, it is beneficial. Government bonds have been around for quite some time and are a big economic driver. Keep in mind this investment is long-term. Interest is paid every six months and bonds mature typically between ten and thirty years. While this investment may not be considered “small” at $5 to $10,000, the cost will clear over the term of your investment.

To get the best advice to understand the return on this type of investment, visit your financial planner and come prepared with questions to ask.  There are plenty of other avenues to take like researching on Google or finding directions to Fisher Investments offices to begin your conversation around bond investments. While this is not the most exciting investment, it is guaranteed – pending a government shutdown.

Buy Bitcoin

Bitcoin has come to the market by storm since its creation in 2008. If you’re not familiar with Bitcoin, it’s a type of digital currency that functions without an authority.

With increasing concern on the value of our currency, various options are becoming more and more realistic. Gold is traditionally a good small investment and now we are seeing the power behind Bitcoin. If you get behind this movement you may be rewarded heavily.

Make sure you’re doing some research. Bitcoin is monitored in a decentralized system and may often feel intangible in shifting online markets. Take a chance with this investment and approach it with concern. Bitcoin may prove to be the best investment for future cash flow but it is still very young investment option and one to be weary of.

Set Your Future

There are so many options to invest your money and many of them are just as good as the other. I would suggest always doing your research and consulting with an individual who has made the investment you’re interested in. If you’re primarily concerned with immediate cash returns, your options may fare better with the stock market or more immediate investments.

The proposed options are best for a poised investor. These are small investments, not requiring daily focus but long-term commitment. Determine your goal and what amount of money you would like to see in return as a result of your efforts. By investing in one or all three of these options, you’re sure to secure cash flows for yourself.

Are you an experienced investor or just trying to figure out what it is all about? Leave some advice in the comments below to learn from others about what works best to put money back in your pockets.

Photo by:  Flickr

The above  article was a guest post

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{ 20 comments }

CashBoy November 30, 2013 at 5:14 am

Interesting thing about these Bit Coins. I would be rather cautions though as their non physical nature may cause their downfall. I would rather recommend investing in gold and silver to really protect our wealth against another global economical crysis.

Krantcents November 30, 2013 at 9:57 am

There are many financial instruments that are nonphysical too. It is the faith and trust in the investment and regulation that keep us safe.As with all investments, perform your own research.

moneystepper November 30, 2013 at 6:46 am

I would love to read a full post on your experience in buying & selling domain names.

Krantcents November 30, 2013 at 9:57 am

Since this is a guest post, I defer to the author.

Moneycone November 30, 2013 at 7:05 am

From ultra-conservative bonds to whacky bitcoins! There is always money to be made on the internet!

Krantcents November 30, 2013 at 9:58 am

I agree! Before investing in anything, you need to do your own research to determine risk.

GetRichWithMe November 30, 2013 at 1:08 pm

I love your idea about buying domain names as an investment. I’m a bit of a domain collector – and always plan to do something with them in the future. I own some crackers. I’ve never thought about them as an investment before.
I’m a little wary about bitcoins though. They have had a real spike in value over recent weeks and could easily take a big fall in price. I don’t think they will ever be a mainstream currency, central banks will do their best to undermine it if it ever becomes a serious threat

Krantcents November 30, 2013 at 1:28 pm

Any investment requires research and a Bitcoin is no different.

Bobby @ Making Money Fast and Slow November 30, 2013 at 4:17 pm

I’d have to disagree with both bonds and Bit Coin.

With interest rates at historical lows, there is no point in buying bonds for future cash flows. Your future cash flows will not only be eroded by inflation, but your ability to sell the bond will prove futile once rates rise.

As for Bit Coin, that’s just speculation at this point. The recent publicity of the digital currency has introduced extreme volatility and the recent run-up of price has been caused by latecomers who are now swooning over it. Nothing speaks bubble like 5,000% YTD returns.

Krantcents November 30, 2013 at 4:47 pm

Investing is personal and you should always do your own research. Is it right for you or me, I doubt it. As you near retirement, you may want a portion of your portfolio in fixed income or even something speculative such a Bitcoin.

Levi @ Wealthnote December 2, 2013 at 12:20 am

I have invested a little in Bitcoin but it is only a small part of my portfolio. Not really sure about Cash Flow coming from Bitcoin, but if it is still around in 20 years when I am ready to retire it will surely be worth a pretty penny.

Krantcents December 2, 2013 at 2:03 pm

Although I am open to new ideas, I stick with the investments that have made money before.

Money Beagle December 2, 2013 at 9:14 am

I’m a little leary on Bitcoin, especially at current valuations. I just read a story over the weekend about someone that bought a couple thousand dollars worth back when it first started, forgot all about it, and tossed the hard drive that had the info, only to later realize that the value would not be around $7.5 million. I’m not sure there’s opporuntiy now from an investment perspective.

Krantcents December 2, 2013 at 2:05 pm

I balked at Google at $85 and Apple at $60. If the investment is sound, there usually is value at ridiculous levels. I do think you should still do your research before you take anyone’s advice.

Mr. Utopia @ Personal Finance Utopia December 2, 2013 at 11:16 am

For things like Bitcoin (and I’m not too knowledgeable on the topic), it seems the early movers/adopters are the ones that really cash in. Joining the bandwagon once it’s already popular (meaning, the media is already doing stories on it) often means it’s too late. That’s just a generalization though.

As for domain names, in my mind, this is sort of like the lottery except instead of picking numbers you are guessing at domain names. Sure, you can do more educated guessing with domains based on industry or company names. The potential payoff could be huge, but more than likely your domains won’t be worth much by just buying it and letting it sit there. The catch is if you have a boatload of money, then you could buy domains in bulk, and then the few winners you had would make up for the losers. You’ve got to have lots of up front money available to risk though.

Krantcents December 2, 2013 at 2:07 pm

I think there is still money to be made, although less than what the early adopters will get. Before any investment, you should still do your research though.

maria@moneyprinciple December 2, 2013 at 1:31 pm

Interesting ideas; I had written bonds off but then I may be wrong – need to look again. Bitcoins is something I’d love to hear more about :) .

Krantcents December 2, 2013 at 2:09 pm

Investing is very personal and depends on your particular circumstances. Bonds are great if you need thta steady fixed income, but the inerest earned is very low.

Eva Sierra December 10, 2013 at 12:37 am

First time heard of “Bitcoin”. Glad to know it. Look forward to learning much more from posts.

Krantcents December 10, 2013 at 6:48 am

I heard recently that it is starting to be accepted more by companies.

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